Sammaan Capital Limited (SAMMAANCAP) — Announcement | 19 August 2026

· NSE Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings
📢 Key Event
Sammaan Capital reports Q1 FY27 results with AUM growth and cost of funds reduction targets
🔄 What Changed
Cost of funds reduced to 10% with targets of 9.3% by year-end and 7-8% in 2-3 years; net recoveries improved to INR240 crores; branch network target increased to 270
🔮 What's Next
Target cost of funds of 7.5-8% by H2 2026; disbursement target of INR10,000 crores in H1 FY28; expansion to 270 branches; digital personal loan launch in H2
💡 Investor Takeaway
The company is accelerating digital transformation and branch expansion while targeting significantly lower funding costs to drive scalable, profitable growth.

Sammaan Capital reported Q1 FY27 results showing INR56,239 crores AUM and INR243 crores PAT, with gross recoveries at INR424 crores and net NPA at 0.15%. Management highlighted cost of funds reduction to 10% (targeting 7.5-8% by H2 2026), expansion to 270 branches, and digital initiatives including AI implementation across 53 use cases. Disbursements reached INR3,900 crores to 12,000 new customers across five products, with plans to launch personal loans, gold loans, and BNPL by fiscal 2028. The company targets INR10,000 crores disbursement in H1 FY28 and aims for top-5 NBFC ranking through asset-light growth and IHC Group support.

📄 View Original Announcement (PDF)

About Sammaan Capital Limited (SAMMAANCAP)

Financial Services · Finance · Listed on NSE

Market Cap: ₹17,118.99 Cr ROE: -33.2% ROCE: -4.9%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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