SBI Cards and Payment Services Limited (SBICARD) — Financial Results | 2 May 2026

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SBI Cards and Payment Services reported FY26 revenue of ₹20,708 crores, up 11% YoY, and PAT of ₹2,167 crores, up 13% YoY, driven by 18.1% market share in spends and 917,000 new accounts. Cost-to-income ratio stabilized at 55.3% in FY26, with management guiding it to hold at 55-58% next year. Digital payments growth, including 10% QoQ UPI on credit cards, supports momentum, while credit costs are expected to moderate in FY27.

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About SBI Cards and Payment Services Limited (SBICARD)

Financial Services · Finance · Listed on NSE

Market Cap: ₹59,570.5 Cr P/E: 27.5

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