UCO Bank (UCOBANK) — Financial Results | 2 May 2026

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UCO Bank reported robust Q4 FY26 growth with business up 14.95% YoY, gross advances rising 19.44%, and deposits up 11.59%. Profitability improved 13.21% YoY to Rs.2768 crore full-year profit, with net profit up 22% QoQ. The bank maintained strong asset quality with gross NPA at 2.17% and net NPA at 0.27%, while CASA ratio stood at 38.65%. Management reaffirmed FY27 targets including deposits growth of 10-12%, credit growth of 12-14%, and NIM of 2.8-2.9%. A dividend of 44 paisa per share was declared. Digital initiatives expanded with 153 lakh mobile users and Rs.25,000 crore digital business volume. Cost-to-income ratio improved to 52.92% through fee income growth and expense control. The bank highlighted stable retail deposits, selective corporate lending, and no major impact from geopolitical factors on MSME portfolios.

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About UCO Bank (UCOBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹31,587.15 Cr P/E: 11.4

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