Capital Small Finance Bank (CAPITALSFB) — Announcement

📢 Key Event
Q1 FY27 PAT rises 29% YoY to ₹41 crores amid 23% PPOP growth.

🔄 What Changed
PAT up 29% YoY; PPOP up 23% YoY; NIM improved to 4.21%; CRAR at 22.8%.

🔮 What's Next
Aim to double advance book by 2029; expand rural and semi-urban presence.

💡 Investor Takeaway
Shareholders see rising profitability and strong growth momentum in core lending segments.

Capital Small Finance Bank reported Q1 FY27 unaudited profit after tax of ₹41 crores, up 29% year-on-year and 3% from the previous quarter, driven by a 23% rise in PPOP to ₹160 crores and a 4.21% net interest margin. The bank highlighted 26% CAGR in PAT from FY16-FY26, 22% CAGR in advances, and a 19% CAGR in deposits, with ROA at 1.30% and CRAR at 22.8%. It reaffirmed its goal to double advances by 2029 while expanding its MSME, mortgage, and agriculture loan franchise across rural and semi-urban India.

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About Capital Small Finance Bank Limited (CAPITALSFB)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,284.39 Cr P/E: 8.5 ROE: 10.3% ROCE: 41.1% Div Yield: 1.77%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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