Capital Small Finance Bank Ltd

₹279.75▼ -0.67%28 Sept

📊 Stock Analysis

Market Data

Market Cap₹1,271.89 Cr.

52W High₹328.4

Current Price₹279.75

52W Low₹207

Down from 52W High14.8 %

Face Value₹10

Performance

ROCE41.11 %

ROE10.31 %

EPS (TTM)₹9.09

EPS Prev Qtr₹8.82

EPS Last Year₹7.7

EBITDA Qtr₹64.35 Cr.

Book Value₹322

Financial Health

Debt/Equity0.34

Debt/Profit3.31

Total Assets₹12,143.94 Cr.

Dividend Yield1.79 %

Promoter Holding18.29 %

Earning Power1.87 %

Valuation

Stock P/E8.42

Industry P/E10.31

Price to Book0.87

Price to Sales1.17

Graham Number₹490.17

Key Metrics

Book Value

₹327

Branches

216

CASA %

36.7%

Employees

2,311

Face Value

₹10

Gross NPA %

2.47%

Net NPA %

1.14%

NIM %

4.21%

ROA % (annualised)

1.3%

Total Advances

₹8,952 Cr

Total Deposits

₹10,596 Cr

About Capital Small Finance Bank Ltd

Financial Services · Banks

Capital Small Finance Bank Ltd is listed on NSE in the Financial Services / Banks sector. Face value ₹10. Market cap ₹1,271.89 Cr.

Price Chart

Peer Comparison

Name	CMP	P/E	Market Cap	Div Yield	NP Qtr	Qtr Profit Var%	Sales Qtr	Qtr Sales Var%	ROCE%	Debt/Eq
HDFC Bank Ltd	-	13.99	₹11,07,124.43 Cr	2.16%	₹82,511.72 Cr	-	₹3,51,818.61 Cr	-	25.02%	1
ICICI Bank Ltd	-	16.6	₹9,33,466.75 Cr	0.92%	₹59,489.34 Cr	-	₹1,98,379.35 Cr	-	28.81%	0.61
State Bank of India	-	10.31	₹8,87,893.11 Cr	1.8%	₹88,120.87 Cr	-	₹5,25,747.06 Cr	-	31.79%	1.3
Kotak Mahindra Bank Ltd	-	6.91	₹3,99,857.71 Cr	0.16%	₹20,238.55 Cr	-	₹70,887.47 Cr	-	20.7%	0.53
Axis Bank Ltd	-	13.54	₹3,76,715.23 Cr	0.08%	₹27,890.16 Cr	-	₹1,35,731.89 Cr	-	22.33%	1.31
Union Bank of India	-	6.35	₹1,31,145.34 Cr	2.91%	₹20,012.21 Cr	-	₹1,07,127.36 Cr	-	44.93%	0.58
Punjab National Bank	-	5.87	₹1,29,295.61 Cr	2.67%	₹20,602.7 Cr	-	₹1,31,788.93 Cr	-	45.06%	0.72
Bank of Baroda	-	6.49	₹1,17,855.34 Cr	3.73%	₹17,697.87 Cr	-	₹1,36,546.33 Cr	-	31.19%	1.03
Canara Bank	-	5.52	₹1,09,664.17 Cr	3.47%	₹18,979.1 Cr	-	₹1,27,805.38 Cr	-	42.06%	1.32
Indian Bank	-	8.47	₹1,08,282.43 Cr	2.27%	₹12,541.37 Cr	-	₹69,314.13 Cr	-	45.78%	0.58
IDBI Bank Ltd	-	9.73	₹90,750.27 Cr	-	₹9,318.15 Cr	-	₹29,542.24 Cr	-	28.56%	0.41
Federal Bank Ltd	-	17.05	₹80,026.16 Cr	0.37%	₹4,834.22 Cr	-	₹30,384.84 Cr	-	33.62%	0.86
AU Small Finance Bank Ltd	-	26.11	₹74,747.4 Cr	0.1%	₹2,856.35 Cr	-	₹19,560.64 Cr	-	149.65%	3.56
IndusInd Bank Ltd	-	53.5	₹70,733.57 Cr	0.17%	₹1,322.16 Cr	-	₹45,296.87 Cr	-	26.82%	0.65
IDFC First Bank Ltd	-	31	₹69,426.16 Cr	0.31%	₹2,304.91 Cr	-	₹41,957.76 Cr	-	26.68%	0.77
Yes Bank Ltd	-	17.82	₹66,539.94 Cr	-	₹3,775.15 Cr	-	₹30,658.32 Cr	-	21.74%	1.28
RBL Bank Ltd	-	29.1	₹62,809.51 Cr	0.25%	₹899.06 Cr	-	₹14,735.81 Cr	-	27.86%	1
Bank of Maharashtra	-	8.24	₹62,109.31 Cr	2.72%	₹7,448.08 Cr	-	₹30,262.41 Cr	-	35.86%	1.06
Indian Overseas Bank	-	10.36	₹61,062.65 Cr	-	₹5,757.71 Cr	-	₹33,289.81 Cr	-	29.78%	1.4
Bank of India	-	5.04	₹59,389.55 Cr	3.56%	₹11,463.77 Cr	-	₹77,243.58 Cr	-	31.76%	1.32

Quarterly Results

	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	256.46	271.92	273.14	288.18
↳ QoQ Growth	-	+6.0%	+0.4%	+5.5%
Expenses	4.3	5.78	5.79	9.35
Operating Profit	50.67	51.67	59.82	64.35
OPM %	19.76%	19%	21.9%	22.33%
Other Income	23.14	26.47	25.78	26.12
Interest	144.82	152.61	152.46	154.67
Depreciation	-	-	-	-
EBITDA	-	-	-	-
EBITDA Margin %	-	-	-	-
Profit Before Tax	46.37	45.89	54.03	55
Tax %	24.76%	25.02%	25.82%	24.91%
Net Profit	34.89	34.41	40.08	41.3
↳ QoQ Growth	-	-1.4%	+16.5%	+3.0%
EPS	7.7	7.6	8.82	9.09

Balance Sheet

	Mar 2026	Mar 2027
Equity Capital	45.4188	45.47
Reserves	1415.6107	1442.85
Borrowings	499.4267	685.59
Other Liabilities	10183.48	10775.06
Total Liabilities	12143.94	12948.97
Fixed Assets	96.8246	101.9
CWIP	0	-
Investments	1973.1372	2036.63
Other Assets	10073.98	10810.44
Total Assets	12143.94	12948.97

Cash Flows

	Mar 2026
Cash from Operating Activity	-385.0915
Cash from Investing Activity	-36.6952
Cash from Financing Activity	163.3997
Net Cash Flow	-258.387

Shareholding Pattern

	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters %	18.75%	17.96%	18.01%	18.29%
FIIs %	1.26%	0.43%	0.55%	0.59%
DIIs %	27.97%	28.13%	28.06%	27.48%
Public %	25.88%	27.11%	27.75%	27.99%
No. of Shareholders	67,317	65,504	63,242	63,826