PNB Housing Finance Limited (PNBHOUSING) — FY26 Annual Report | 23 July 2026(2 announcements)

PNB Housing Finance Limited reported FY26 net profit of ₹2,291 crore (+18% YoY) and operating profit of ₹26,548 crore (+13% YoY), with AUM at ₹86,946 crore (+13% YoY) and net NPA at 0.57% (-12 bps YoY). The company expanded its branch network to 392 (229 in affordable housing), disbursed ₹26,548 crore (+13% YoY), and achieved 16% YoY growth in retail loan assets. It upgraded credit ratings to AAA, facilitated 5,000+ PMAY-U 2.0 subsidies, and maintained a 27.26% CRAR. The AGM is scheduled for August 17, 2026 via video conference with e-voting from August 13–16, 2026. Key risks include geopolitical instability, cost of funds, and regulatory changes.

PNB Housing Finance Limited's FY2025-26 Business Responsibility and Sustainability Report (BRSR) details its ESG performance, governance, and sustainability initiatives across environmental, social, and governance dimensions. The report covers standalone disclosures for the financial year April 1, 2025, to March 31, 2026, including assurance by Bureau Veritas, ESG target progress, climate risk awareness, and stakeholder engagement. Key highlights include 20% female workforce representation, 8153 crore in affordable housing loans, 0.49 tCO2e/crore turnover GHG intensity, and 29,037.15 KL water withdrawal. The BRSR aligns with SEBI LODR regulations and GRI standards, emphasizing responsible business practices, climate resilience, and inclusive growth.