Bajaj Housing Finance Limited (BAJAJHFL) — Announcement | 18 August 2026

· NSE Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings
📢 Key Event
Bajaj Housing Finance updated investor presentation highlighting industry growth and strategic outlook
🔄 What Changed
29% CAGR AUM growth (FY21-FY26) and 21-23% FY27 growth target
🔮 What's Next
21-23% AUM growth in FY27, 30-35 bps GNPA, 10-15 bps credit cost
💡 Investor Takeaway
The company is targeting 21-23% AUM growth in FY27 while maintaining low-risk asset quality with GNPA at 30-35 bps.

Bajaj Housing Finance updated its investor presentation on 18 August 2026, highlighting home loan industry growth of 12.9% CAGR (FY20-FY26) and 14-16% CAGR forecast (FY27-FY28). The company reported 1.49 Lakh Cr AUM with 29% CAGR (FY21-FY26), targeting 21-23% AUM growth in FY27 while maintaining GNPA at 30-35 bps and credit cost at 10-15 bps. It emphasized scalable low-risk business model with 39% market share in home loans, 1.6% share in NBFCs/HFCs, and 8.5% share within NBFCs/HFCs portfolio. The presentation detailed strategic priorities including product mix optimization, digital transformation, and expansion across prime and affordable segments to capture 5% incremental market share.

📄 View Original Announcement (PDF)

About Bajaj Housing Finance Limited (BAJAJHFL)

Financial Services · Finance · Listed on NSE

Market Cap: ₹69,091.72 Cr P/E: 25.7 ROE: 11.9% ROCE: 8.3%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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