Bajaj Housing Finance (BAJAJHFL) — Announcement

1 Announcement Neutral 📄 PDF

📢 Key Event
Bajaj Housing Finance receives independent ESG rating of 77.4

💡 Investor Takeaway
The ESG rating provides a third-party sustainability benchmark but does not affect financial fundamentals or company endorsement.

Bajaj Housing Finance received an ESG rating of 77.4 from SES ESG Research, an independent assessment based on public data, communicated by BSE on August 3, 2026. The rating reflects moderate sustainability performance but carries no endorsement from the company itself.

2 Announcement Neutral 📄 PDF

📢 Key Event
Q1 FY27 results show robust growth amid NIM pressure and stable asset quality

🔄 What Changed
PAT growth outpaced AUM growth; credit costs fell 5 bps due to one-off assignments and borrowings optimization

🔮 What's Next
FY27 NIM compression of 20-25 bps; projected credit costs of 10-15 bps; projected ROE of 12.5%-13%

💡 Investor Takeaway
Shareholders benefit from strong profitability growth and disciplined cost management despite near-term NIM pressure.

Bajaj Housing Finance reported strong Q1 FY27 results with 33% YoY disbursement growth, 24% AUM growth to INR1.496 lakh crores, and 23% PAT growth to INR715 crores, driving ROE to 12.5%. NIM held steady at 3.7% despite projected 20-25 bps compression in FY27 due to stable interest rates. Credit costs declined 5 bps quarter-on-quarter aided by one-off AUM assignments and borrowings optimization, while asset quality remained robust with GNPA at 29 bps. Management highlighted proactive measures in prime home loans reducing attrition and maintaining affordable housing mix at 33-35% of Sambhav portfolio, supporting sustained growth through market share gains rather than industry expansion.

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About Bajaj Housing Finance Limited (BAJAJHFL)

Financial Services · Finance · Listed on NSE

Market Cap: ₹69,091.72 Cr P/E: 25.7 ROE: 11.9% ROCE: 8.3%

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🔥 Also filed on 4 August 2026

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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Bajaj Housing Finance Limited (BAJAJHFL) — Announcement | 4 August 2026(2 announcements)

About Bajaj Housing Finance Limited (BAJAJHFL)

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🔥 Also filed on 4 August 2026