Richfield Financial Services Ltd (539435) — FY26 Annual Report | 1 September 2026

· BSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings
📢 Key Event
Re-appointment of Managing Director V C Georgekutty and Independent Director Indu Kamala Ravindran for second terms, and approval of NCD issuance up to ₹50 crore.
🔄 What Changed
Profit After Tax increased to ₹35.26 lakh; branch network expanded from 19 to 50; ₹5.39 crore raised via equity issue; registered office shifted to Tamil Nadu; NCD issuance plan approved.
🔮 What's Next
Gold Loan AUM target of ₹150 crore for FY 2026-27; exploration of public NCD issue up to ₹50 crore; continued branch expansion; focus on prudent credit and risk management.
💡 Investor Takeaway
The company delivered strong profit growth and expanded its branch network, signaling confidence in its Gold Loan strategy and funding plans, but maintains a cautious approach to capital allocation.

Richfield Financial Services Limited reported a Profit After Tax of ₹35.26 lakh for FY 2025-26, up from ₹12.54 lakh in the previous year, driven by expanded lending operations and a 31-branch network increase to 50 branches, including 9 in Bangalore. The company raised ₹5.39 crore through a preferential equity issue of 21,56,000 shares at ₹25 per share. It shifted its registered office from West Bengal to Tamil Nadu and appointed Mr. Peeyus A Kottam as an Independent Director. The Board recommended re-appointing Managing Director V C Georgekutty for a 5-year term until 2031 and re-appointing Independent Director Indu Kamala Ravindran for a second term. The company also proposed raising up to ₹50 crore via NCDs and altering its object clause to include composite insurance agency business.

📄 View Original Announcement (PDF)

About Richfield Financial Services Ltd (539435)

Financial Services · Finance · Listed on BSE

Market Cap: ₹18.83 Cr P/E: 26.0 ROE: 10.2% ROCE: 113.3%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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