Suryoday Small Finance Bank Q2 FY27: PAT ₹75.2 & Rev ₹14,376 Cr

Metric	Value
Revenue	₹14,376 Cr
Net Profit (PAT)	₹75.2

📢 Key Event
Suryoday Small Finance Bank announced unaudited Q1 FY27 results showing 113.1% YoY growth in PAT.

🔄 What Changed
Profit After Tax increased 113.1% YoY to ₹75.2 crores; Gross Advances grew 32.5% YoY to ₹14,376 crores; GNPA ratio improved to 6.5% from 8.5%; NNPA ratio improved to 1.2% from 5.6%; Cost of Funds decreased to 7.5% from 7.9%; Retail Deposit ratio rose to 87.3% from 81.6%; PCR increased to 81.8% from 35.4%.

🔮 What's Next
The Bank remains focused on building Vikas Loan portfolio, expanding secured lending, strengthening retail deposits, accelerating digital capabilities, and delivering sustainable growth while maintaining profitability and asset quality.

💡 Investor Takeaway
Strong growth in advances and deposits drove a more than double PAT increase, with improved asset quality and collection efficiency supporting future profitability.

Suryoday Small Finance Bank reported Q1 FY27 profit after tax of ₹75.2 crores, up 113.1% YoY, driven by 32.5% growth in gross advances to ₹14,376 crores and 29.4% deposit growth to ₹14,634 crores, with ROA at 1.6% and ROE at 14.5%.

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About Suryoday Small Finance Bank Limited (SURYODAY)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,564.59 Cr P/E: 8.2 ROE: 9.2% ROCE: 26.4% Div Yield: 1.02%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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