SRG Housing Finance Ltd (SRGHFL) — FY26 Annual Report | 1 September 2026

· BSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings
📢 Key Event
SRG Housing Finance Ltd's FY26 annual report highlights 37% AUM growth to ₹1,042 crores and 33% PAT growth to ₹32.49 crores.
🔄 What Changed
37% AUM growth to ₹1,042 crores; 33% PAT growth to ₹32.49 crores; credit rating upgraded to A- Stable; expanded to 96 branches; geographic concentration remains at 77% in Rajasthan/Gujarat.
🔮 What's Next
Target AUM of ₹1,300–1,500 crores and disbursement target of ₹600 crores for FY27.
💡 Investor Takeaway
The company is scaling responsibly in rural markets with strong credit quality, but geographic concentration in Rajasthan/Gujarat poses a key risk for investors.

SRG Housing Finance Ltd's FY26 annual report shows robust growth with 37% AUM increase to ₹1,042 crores, 33% PAT growth to ₹32.49 crores, and 45% disbursement growth to ₹443.54 crores. The company maintains strong credit quality with 1.77% gross NPA and 0.65% net NPA, while expanding its rural-focused lending model across 96 branches in six states. Governance highlights include a functional board with independent directors, credit rating upgrade to A- Stable, and compliance with SEBI and RBI regulations. Key risks include geographic concentration in Rajasthan and Gujarat (77% of book) and scaling challenges in southern markets.

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About SRG Housing Finance Ltd (SRGHFL)

Financial Services · Finance · Listed on BSE

Market Cap: ₹397.37 Cr P/E: 11.6 ROE: 12.9% ROCE: 15.0%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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