Radiant Cash Management Services Limited (RADIANTCMS) Q2 FY27 Financial Results: PAT ₹520.00 L Cr & Revenue ₹10800.00 L Cr

· NSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

Investor Takeaways

  • Revenue grew 7% YoY in Q1 FY27 to ₹1080000000 Cr, driven by a new IDBI Bank mandate and cash van operations handling ₹0.43 trillion in cash.
  • EBITDA margin declined to 13.5% due to rising manpower costs from minimum wage hikes and gunman shortages.
  • Working capital improved to 65 days' revenue debtors.
  • Fintech subsidiary Radiant Acemoney targets 50,000 Soundbox deployments in FY27, with over 20,000 BCs and 58,000 Soundboxes deployed facilitating ₹170 crores in transactions.
  • Net Profit was ₹52000000 Cr in the filing period.
  • Overall Tone: Neutral

    Key Financial Highlights

    MetricValueYoY Change
    Revenue₹1080000000 Cr7%
    Net Profit₹52000000 CrNot available
    EBITDANot availableNot available
    EPSNot availableNot available
    OPM13.5%Declined from prior quarters

    What Changed

    The filing reveals a 7% YoY revenue increase in Q1 FY27 to ₹1080000000 Cr, primarily attributed to a new IDBI Bank mandate and cash van operations handling ₹0.43 trillion in cash, with gross cash losses at ₹2 million. However, EBITDA margin declined to 13.5% due to rising manpower costs from minimum wage hikes and gunman shortages, as evidenced by the sequential OPM decline from 18.79% in Q3FY25 to 13.5% in the current quarter. Working capital improved significantly to 65 days' revenue debtors, indicating better cash flow management. The company is pursuing price revisions with customers to offset cost pressures and targets double-digit revenue growth for the fiscal year. The Fintech subsidiary Radiant Acemoney is scaling digital deployments, targeting 50,000 Soundbox units in FY27 with over 20,000 BCs and 58,000 Soundboxes already deployed, facilitating ₹170 crores in transactions. Net Profit was reported at ₹52000000 Cr, though the filing does not specify YoY growth for this metric.

    Peer Comparison

    CompanyP/EROEROCEMarket Cap (₹ Cr)
    Radiant Cash Management Services Limited9.08Not availableNot available426.51
    Adani Ports and Special Economic Zone Limited30.837.75%12.49%413583.7
    InterGlobe Aviation Limited27.38N/A%N/A%166838.2
    GMR AIRPORTS LIMITED-139.99N/A%N/A%101989.15

    Radiant trades at a significant discount to peers on P/E ratio (9.08 vs. 30.83 and 27.38), though peer ROE and ROCE data is unavailable for direct comparison.

    Risks & Concerns

  • Rising manpower costs from minimum wage hikes and gunman shortages are pressuring EBITDA margin, currently at 13.5%.
  • No specific risks identified beyond cost pressures in the provided data.
  • Quarterly Trend

    QuarterRevenue (₹ Cr)Net Profit (₹ Cr)OPM%
    Q3FY25115.8914.8518.79
    Q2FY25107.0413.0117.84
    Q1FY2599.9110.8116.68
    Q4FY2498.848.2913.78

    📄 View Original Announcement (PDF)

    About Radiant Cash Management Services Limited (RADIANTCMS)

    Services · Miscellaneous · Listed on NSE

    Market Cap: ₹419.58 Cr P/E: 13.4 ROE: 10.1% ROCE: 10.3% Div Yield: 6.36%

    View full RADIANTCMS stock details →

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    Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

    Editorial & Data Transparency Notice

    This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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