Aavas Financiers (AAVAS) — Financial Results

📢 Key Event
Aavas Financiers announces Q1 FY27 financial results

🔄 What Changed
PAT grew 23% YoY to ₹1713 crores; operating expense ratio fell 9% YoY; cost-to-income ratio surged 254% YoY to 43.7%; GNPA remained stable at 1.11%

💡 Investor Takeaway
Strong growth in disbursements and PAT, but rising cost-to-income ratio signals increasing operational pressure despite efficiency gains.

Aavas Financiers reported robust Q1 FY27 growth with PAT up 23% YoY to ₹1713 crores, driven by 41% YoY disbursement growth and 15.4% AUM expansion to ₹239.3 crores. Net interest income rose 18% YoY to ₹7.70 crores while operating expenses declined 9% YoY, improving cost efficiency. The company maintained strong asset quality with GNPA at 1.11% and NNPA at 0.71%, though cost-to-income ratio worsened significantly to 43.7% (-254% YoY).

📄 View Original Announcement (PDF)

📊 Stock Analysis — AAVAS ✨ Ask AI About This

About Aavas Financiers Limited (AAVAS)

Financial Services · Finance · Listed on NSE

Market Cap: ₹10,004.14 Cr P/E: 20.3 ROE: 13.0% ROCE: 9.0%

View full AAVAS stock details →

📡 Get AI alerts when AAVAS files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track AAVAS — Free

💡 Ask AI about this filing

"How does the 254% YoY rise in cost-to-income ratio impact profitability?" "What specific initiatives target cost reduction in Tier 3+ markets?" "How will rising funding costs affect future NIM expansion?"

Ask AI Free →

📊 More AAVAS filings

See all AAVAS filings →

🔥 Also filed on 21 July 2026

CYIENTDLM Cyient DLM Limited Financial Results KIOCL KIOCL Limited Insider Trading AARTIIND Aarti Industries Limited Financial Results ABCAPITAL Aditya Birla Capital Limited Announcement ANTHEM Anthem Biosciences Limited Financial Results NURECA Nureca Limited Financial Results

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when AAVAS files new disclosures

Track AAVAS filings, board meetings, and corporate actions. Free email alerts at 5 PM.

Track AAVAS — Free

Free account · 2 AI queries/day

About · Privacy Policy · Terms of Service · Pricing

Today's Announcements · Screener · Insights · AI Chat

Data provided by CMOTS Internet Technologies Pvt Ltd