Union Bank of India (UNIONBANK) — Financial Results | 20 January 2026

· NSE 🔴 High Importance ✨ Positive
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

Union Bank of India reported Q3 FY2025-26 net profit of ₹5,017 crores with interest income of ₹26,443 crores. Business grew 5.04% while gross advances expanded 7.13% and deposits grew 3.36%. Despite 125 bps rate cuts, NIM improved to 2.76% from 2.91% prior quarter through strategic portfolio management. The bank reduced bulk deposits by ₹38,000-40,000 crores, contracted treasury by ₹15,000 crores, and strengthened asset quality with GNPA/NPA reduction. Retail and agri segments grew 21.67% and 19.75% respectively. CASA ratio increased 140 bps QoQ while capital adequacy stood at 16.49%.

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About Union Bank of India (UNIONBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,23,618.61 Cr P/E: 6.6

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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