Union Bank of India Q2 FY27: PAT ₹10,000 Cr

Metric	Value
Net Profit (PAT)	₹10,000 Cr

📢 Key Event
Union Bank of India reported Q1 FY2026 net profit of ₹8,003 crores with improved NIM and capital ratios.

🔮 What's Next
Target INR20,000 crores FCNR inflows by September; sustainable credit growth of 1% above industry rates; raise INR2,500 crores Tier 2 bonds at 8.7%; maintain NIM improvement trajectory; target full-year PSLC fee income of INR800-900 crores; continue ECLGS disbursement up to INR15,000 crores.

💡 Investor Takeaway
The bank is strengthening capital, controlling asset quality, and targeting higher sustainable growth while improving profitability through NIM and cost efficiency.

Union Bank of India reported a net profit of ₹8,003 crores for Q1 FY2026, up from ₹4,202 crores YoY, driven by improved NIM of 2.80%, reduced cost-to-income ratio, and strong capital ratios at 18.46%. The bank raised INR2,500 crores in Tier 2 bonds at 8.7% and set a target of INR20,000 crores in FCNR inflows by September. Asset quality improved with slippages controlled and recoveries exceeding provisions.

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About Union Bank of India (UNIONBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,23,618.61 Cr P/E: 6.6

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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