Union Bank of India (UNIONBANK) — Financial Results | 14 January 2026(3 announcements)

Union Bank of India reported Q3FY26 net profit of ₹5,017 crores with interest income of ₹26,443 crores. Total business grew 5.04% YoY to ₹22,39,740 crores, driven by gross advances growth of 7.13% and deposits growth of 3.36%. The RAM segment (Retail, Agriculture, MSME) expanded 11.50% YoY, with retail advances up 21.67% and MSME advances up 19.75%. Gross NPA improved to 3.06% (down 79 bps YoY) and net NPA stood at 0.51% (down 31 bps YoY). Return on equity reached 17.09%.

Union Bank of India disclosed an audio recording of its post-earnings call held on January 14, 2026, discussing unaudited reviewed financial results for Q3 FY2025-26 (quarter ended December 31, 2025) on both standalone and consolidated bases. The filing, made under SEBI LODR Regulations, provides investors access to management commentary and Q&A from the earnings presentation through the disclosed link.

Union Bank of India reported Q3 FY2026 net profit of ₹5,017 crore with nine-month net interest income of ₹27,253 crore. Asset quality improved significantly, with gross NPA declining to 3.06% (from 3.85% YoY) and net NPA to 0.51%. Credit costs fell 18 basis points to 0.63%. The bank maintains strong capital adequacy at 16.49% CRAR, deployed ₹25,200+ crore through digital lending journeys, and onboarded 53+ lakh mobile banking users, demonstrating robust operational and digital momentum.