Union Bank of India (UNIONBANK) — Financial Results | 6 November 2025

· NSE 🔴 High Importance ✨ Positive
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

Union Bank of India reported Q2 FY2026 net profit of ₹4,249 crores (up 3.25% QoQ) with operating profit of ₹6,814 crores. Asset quality strengthened significantly: gross NPA fell 107 bps YoY to 3.29%, while net NPA declined 43 bps YoY to 0.55%. The bank took ₹880 crores in proactive standard asset provisioning. Capital adequacy stands at 17.07% with ROE of 15.08%. Management phased out 21.85% of high-cost bulk deposits and targets retail/MSME lending to reach 58% of advances. Deposit repricing benefits expected from Q3 onwards; NIM guidance remains stable absent further rate cuts.

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About Union Bank of India (UNIONBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,23,618.61 Cr P/E: 6.6

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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