Union Bank of India (UNIONBANK) — Financial Results | 30 October 2025(3 announcements)

Union Bank of India reported net profit of ₹4,249 crores in Q2FY26 with interest income at ₹26,650 crores. Total business grew 3.24% YoY to ₹22,09,828 crores, driven by gross advances rising 4.99% YoY while deposits increased 1.90% YoY. The RAM segment (Retail, Agriculture, MSME) expanded 8.14% YoY, with retail advances surging 23.98%. Gross NPA improved to 3.29%, down 107 basis points YoY, and the bank maintained strong capital ratios with CRAR at 17.07%.

Union Bank of India disclosed an audio recording of its post-earnings call held on October 30, 2025, regarding unaudited reviewed financial results for the quarter/half-year ended September 30, 2025. The filing is a disclosure notification under SEBI regulations rather than a detailed financial results announcement. The specific financial metrics for the period are not provided in this document.

Union Bank of India reported Q2 FY26 net profit of ₹4,249 crores, declining 9.97% YoY from ₹4,720 crores in Q2 FY25. Net interest income fell 2.60% YoY to ₹8,812 crores as NIM compressed to 2.67% from 2.90%. Credit growth remained steady at 4.99% YoY, while deposits grew 1.90% YoY. Asset quality improved significantly with GNPA declining to 3.29% and NNPA at 0.55%, supported by strong provisions. Return on assets stood at 1.16% and return on equity at 15.08%.