Union Bank of India (UNIONBANK) — Financial Results

Union Bank of India reported net profit of ₹4,116 crores for Q1 FY'26, up 12% YoY, driven by strong retail loan growth of 26% and a 10.3% rise in RAM segment. Net interest margin declined 11 basis points to 2.76% due to deposit repricing and CRR cuts, while provision coverage improved to 95%. Gross slippages remained below 1%, and capital adequacy stood at 18.3%. Treasury profit fell to Rs. 1,418 crores in June 2025 from Rs. 1,646 crores in March. The bank expects full-year margin pressure of 20-25 bps, with potential to reach 260-265 bps minimum.

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About Union Bank of India (UNIONBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹1,23,618.61 Cr P/E: 6.6

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