Shriram Finance Q2 FY27: PAT ₹3,444.56 Cr & Rev ₹49,974.49 Cr

Metric	Value
Revenue	₹49,974.49 Cr
Net Profit (PAT)	₹3,444.56 Cr

📢 Key Event
Shriram Finance Q1 FY'27 earnings call transcript released

🔄 What Changed
Profit after tax growth accelerated to 59.79% YoY; net interest income growth at 33.67% YoY; EV sales growth at 94.8% YoY

🔮 What's Next
Targeting 18% FY'27 growth (pending Q2 assessment); NIM to gradually decline to 8.5% medium term; new vehicle mix to reach 20-25% of book; gold loan portfolio to double to 5% of total

💡 Investor Takeaway
Strong profitability and asset quality growth offset rural income risks, with management maintaining growth guidance despite monsoon uncertainty

Shriram Finance reported robust Q1 FY'27 performance with 19.51% YoY disbursement growth, 15.26% AUM growth, and 59.79% YoY PAT growth, driven by strong auto sector momentum including 94.8% EV sales growth. Management highlighted 33.67% YoY net interest income growth, 4.64% gross Stage 3 asset quality, and 25.48% cost-to-income ratio, while targeting 18% full-year growth pending Q2 reassessment amid monsoon-related rural income uncertainty.

📄 View Original Announcement (PDF)

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About Shriram Finance Limited (SHRIRAMFIN)

Financial Services · Finance · Listed on NSE

Market Cap: ₹2,20,671.98 Cr P/E: 23.3

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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