SG Finserve Limited (SGFIN) — Offer Document

1 Offer Document 🔴 High Importance ✨ Positive 📄 PDF

📢 Key Event
Record loan book of ₹4,552 Cr and PAT growth of 119% YoY in Q1 FY27

🔄 What Changed
Loan book grew 16% QoQ to ₹4,552 Cr; PAT rose 119% YoY to ₹53.68 Cr; RoA reached 5.1%; NIL NPAs maintained

🔮 What's Next
AUM growth of 25-30% CAGR; PAT growth of 30-35% CAGR; RoA target of 4.5%-5.0%; RoE target of 14%-16%

💡 Investor Takeaway
Strong loan book expansion and profitability growth with no credit losses, signaling scalable and sustainable business momentum.

SG Finserve Limited reported Q1 FY27 results showing a record loan book of ₹4,552 Cr, up 16% QoQ and 82% YoY, with PAT rising 119% YoY to ₹53.68 Cr and RoA at 5.1%. The company highlighted NIL NPAs, strong capital adequacy (Debt/TNW <2.2x), and growth in supply chain finance, factoring, and TReDS. Management emphasized disciplined profitability and expansion plans across key markets.

2 Offer Document 🔴 High Importance ✨ Positive 📄 PDF

📢 Key Event
Record loan book of ₹4,552 Cr and PAT of ₹53.68 Cr in Q1 FY27

🔄 What Changed
Loan book grew 16% QoQ and 82% YoY; PAT rose 119% YoY; RoA reached 5.1%; CRAR 32% with NIL NPAs

🔮 What's Next
AUM growth of 25-30% CAGR, PAT growth of 30-35% CAGR, RoA target 4.5-5.0%, RoE target 14-16%, Cost/Income target 13-17%

💡 Investor Takeaway
Strong loan growth and profitability with no credit losses, signaling scalable and sustainable expansion in supply chain finance.

SG Finserve Limited reported Q1 FY27 results showing a record loan book of ₹4,552 Cr, up 16% QoQ and 82% YoY, with PAT rising 119% YoY to ₹53.68 Cr and RoA at 5.1%. The company highlighted NIL NPAs, strong capital adequacy (CRAR 32%), and growth in supply chain finance, factoring, and TReDS solutions. It emphasized disciplined profitability and expansion across 30 locations nationwide.

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