Muthoot Finance Limited (MUTHOOTFIN) — Financial Results | 12 February 2026(3 announcements)

Muthoot Finance Limited's Board approved unaudited standalone and consolidated financial results for Q3 FY2025-26 (quarter ended December 31, 2025) on February 12, 2026. The filing is a regulatory disclosure under SEBI Listing Regulations with limited review report attached. Specific financial metrics are not provided in this announcement letter.

Muthoot Finance reported record consolidated loan AUM of ₹1,64,720 crores (up 48% YoY) and consolidated PAT of ₹7,209 crores (up 84% YoY) for nine months ended December 31, 2025. Standalone loan AUM reached ₹1,47,552 crores (up 51% YoY), with gold loans at ₹1,39,658 crores (up 50% YoY). Standalone PAT surged 91% YoY to ₹7,048 crores. Subsidiaries collectively grew loan AUM 35% YoY, with Muthoot Money's turnaround to ₹203 crores profit (from loss) and 168% AUM growth driving performance.

Muthoot Finance delivered exceptional Q3 FY2026 results with consolidated PAT of ₹72,094 million (84% YoY growth for 9M) and consolidated loan AUM of ₹1,647,198 million (48% YoY growth). Gold loan portfolio reached ₹1,396,580 million with 50% YoY expansion. Digital momentum accelerated with iMuthoot app achieving 22.8 million downloads and driving 41% of gold loan repayments. Subsidiaries showed strong growth: Muthoot Money's AUM surged 168% YoY to ₹8,003 crores, achieving profitability with ₹203 crores PAT. Capital adequacy remains robust at 29.89% with networth of ₹345,024 million across 4,970+ branches.