Muthoot Finance Limited (MUTHOOTFIN) Q2 FY27 Financial Results: PAT ₹2,825 Cr & Revenue ₹110 Cr(2 announcements)
Investor Takeaways
Overall Tone: Positive based on the numbers only.
Key Financial Highlights
| Metric | Value | YoY Change |
|---|---|---|
| Revenue | ₹110 Cr | N/A |
| Net Profit | ₹2,825 Cr | 43% |
| EBITDA | N/A | N/A |
| EPS | N/A | N/A |
| OPM | N/A | N/A |
What Changed
Muthoot Finance reported consolidated profit after tax of ₹2,825 crores for Q1 FY27, reflecting a 43% year-on-year increase. This growth was driven by a 43% rise in consolidated loan AUM to ₹1,91,532 crores. Standalone profit rose 25% to ₹2,550 crores, supported by 43% YoY growth in standalone loan AUM to ₹1,72,053 crores. Gold loan AUM demonstrated strong expansion, growing 48% on a consolidated basis and 44% on a standalone basis. The company added 86 new branches during the quarter and emphasized ongoing digital transformation initiatives. Chairman George Jacob Muthoot highlighted sustained growth momentum and confidence in the structural expansion of the gold loan segment. The filing underscores consistent performance across key metrics, with profitability and asset growth aligning with strategic objectives.
Peer Comparison
| Company | P/E | ROE | ROCE | Market Cap (₹ Cr) |
|---|---|---|---|---|
| Muthoot Finance Limited (MUTHOOTFIN) | 26.62 | N/A | N/A | 1,32,942.27 |
| HDFC Bank Limited (HDFCBANK) | 15.5 | 14.3% | 24.4% | 1,18,1607.38 |
| ICICI Bank Limited (ICICIBANK) | 15.47 | N/A | N/A | 8,92,242 |
| State Bank of India (SBIN) | 10.44 | N/A | N/A | 8,89,093.09 |
Muthoot Finance trades at a higher P/E multiple compared to HDFC Bank, ICICI Bank, and SBI, reflecting market expectations around its growth trajectory in the gold loan segment.
Risks & Concerns
Quarterly Trend
| Quarter | Revenue (₹ Cr) | Net Profit (₹ Cr) | OPM% |
|---|---|---|---|
| Q3FY25 | 5,189.73 | 1,391.55 | 72.92 |
| Q2FY25 | 4,928.82 | 1,321.22 | 73.14 |
| Q1FY25 | 4,473.86 | 1,195.66 | 72.59 |
| Q4FY24 | 4,163.8 | 1,182.27 | 73.08 |
Muthoot Finance reported consolidated profit after tax of ₹2,825 crores for Q1 FY2027, up from ₹1,974 crores YoY, driven by strong loan growth and operational efficiency. The company maintained a 47% market share in India's gold loan sector with 7,654 branches and 6.58 million active customers, reflecting dominant market positioning and scalable infrastructure.
About Muthoot Finance Limited (MUTHOOTFIN)
Financial Services · Finance · Listed on NSE
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📊 More MUTHOOTFIN filings
- Announcement — 29 July 2026 Muthoot Finance announced its Q1 FY2027 results conference call will be held on August 1, 2026 at 4:...
- Financial Results — 23 June 2026 Muthoot Finance Limited announced that its trading window for securities will close on June 30, 2026...
- 🔴 Financial Results — 20 May 2026 Muthoot Finance reported consolidated AUM of INR 1,65,000 crores, up 54% YoY, and consolidated profi...
- 🟡 Voting Results — 17 May 2026 No summary available
- 🟡 Voting Results — 17 May 2026 No summary available
🔥 Also filed on 1 August 2026
Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.
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