Muthoot Finance Limited (MUTHOOTFIN) — Financial Results | 12 February 2025(4 announcements)

Muthoot Finance reported Q3 FY2025 consolidated net profit of ₹55,154.5 millions and nine-month profit after tax of ₹451,517 millions. Total assets grew to ₹11,99,249.35 millions from ₹9,64,699.40 millions (YoY), while loans portfolio increased to ₹10,98,556.21 millions. The Board approved ₹21,063.50 crores fundraising via debentures and declared interim dividend of ₹24 per share. Debt-to-equity ratio stands at 2.91x. Auditors confirmed adequate security cover and covenant compliance.

Muthoot Finance reported consolidated profit after tax of ₹3,908 crores for 9M FY25, up 19% YoY, with consolidated loan AUM reaching ₹1,11,308 crores, a 34% YoY increase. Standalone profit after tax grew 23% YoY to ₹3,693 crores, while standalone loan AUM surged 37% YoY to ₹97,487 crores. Gold loan AUM increased 34% YoY to ₹92,964 crores. The company raised USD 400 million via global bond issuance and expanded branch network by 799 branches group-wide during 9M FY25.

Muthoot Finance reported strong Q3 FY2024-25 results with consolidated net profit after tax of ₹551,545 million and interest income of ₹506,732 million for the quarter. Total assets grew 24.3% YoY to ₹1,199,249 million, while loans portfolio expanded 24.7% to ₹1,098,556 million. The Board approved fund raising of ₹21,063.50 crores via redeemable non-convertible debentures. Debt-to-equity ratio stood at 2.91, with stage III loan assets at 4.22%. Earlier debenture issuance of ₹1,10,000 crores (October 2024) was fully utilized with no deviation.

Muthoot Finance delivered strong Q3 FY2025 results with consolidated Loan AUM reaching ₹1,11,308 crores (34% YoY growth) and standalone PAT at ₹3,693 crores (23% YoY growth). Gold loan portfolio grew 34% YoY to ₹92,964 crores, supported by 202 tonnes of gold security. The company expanded digital capabilities through Muthoot Online and iMuthoot app (13.8 million downloads, 2.8 million users). Subsidiaries including Belstar Microfinance and Muthoot Homefin contributed meaningfully to consolidated performance across 4,855 branches.