Moneyboxx Finance Ltd (MONEYBOXX) — FY26 Annual Report | 6 September 2026(2 announcements)

· BSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings
1 Annual Report 🔴 High Importance Neutral 📄 PDF
📢 Key Event
Moneyboxx Finance Ltd announces 32nd AGM on September 29, 2026, alongside FY2025-26 Integrated Annual Report.
🔄 What Changed
Gross NPA ratio fell to 3.59% from 6.61%, secured AUM share increased to 68%, and target of 80% secured AUM by FY27 was set.
🔮 What's Next
Target secured AUM share of 80% by FY27; operating expense ratio to drop below 10% over next two years.
💡 Investor Takeaway
The company is aggressively shifting to secured lending to improve asset quality and expand in underserved markets, signaling a strategic pivot toward sustainable growth and financial inclusion.

Moneyboxx Finance Ltd announced its 32nd AGM on September 29, 2026, via video conference, alongside the Integrated Annual Report for FY 2025-26. The filing details e-voting procedures, cutoff dates, and access to the report on its website, complying with SEBI and MCA regulations. It highlights strategic shifts toward secured lending, with secured AUM rising to 68% of ₹893 crore and targeting 80% by FY27, alongside a sharp decline in Gross NPA to 3.59%. The company emphasizes financial inclusion, AI-driven underwriting, and expansion across 12 states, serving 54% women borrowers and 20% new-to-credit customers. Governance and risk disclosures align with regulatory frameworks, including RBI guidelines and Ind AS standards.

2 Annual Report 🔴 High Importance Neutral 📄 PDF
📢 Key Event
Moneyboxx Finance Ltd announces 32nd AGM on September 29, 2026, via video conference with e-voting procedures.
🔄 What Changed
Gross NPA ratio halved to 3.59% and secured loan share increased to 68% of AUM.
🔮 What's Next
Target to achieve 80% secured loans in AUM by March 2027.
💡 Investor Takeaway
The company is strategically shifting toward secured lending and digital innovation to drive financial inclusion and improve asset quality.

Moneyboxx Finance Ltd announced its 32nd AGM on September 29, 2026, via video conference, alongside the FY 2025-26 Integrated Annual Report. The filing details e-voting procedures with a September 23 cutoff and electronic notice distribution to shareholders with registered emails, complying with SEBI LODR and MCA regulations. It highlights strategic shifts toward secured lending, a halved Gross NPA ratio to 3.59%, and ₹893 crore AUM as of March 2026, with 68% secured loans targeting 80% by FY2027. Human capital initiatives include AI-driven underwriting, digital platforms like Moneyboxx One, and fintech awards for technology leadership. The annual report also restates financials, showing ₹22,641.60 lakhs total equity and ₹3,247.50 lakhs net cash used in operations, reflecting disciplined capital management and operational efficiency in underserved markets.

About Moneyboxx Finance Ltd (MONEYBOXX)

Financial Services · Finance · Listed on BSE

Market Cap: ₹285.38 Cr P/E: 170.3 ROE: 0.6% ROCE: 9.8%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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