Laxmi India Finance (LAXMIINDIA) — Financial Results

📢 Key Event
Laxmi India Finance reports Q1 FY27 growth driven by AUM, disbursements, and profitability expansion

🔄 What Changed
AUM grew 28% YoY to INR1,721.7 crores; PAT up 70% to INR16.4 crores; NIM improved to 11.36%; gross NPA declined to 2.08%; borrowing cost fell to 10.66%; new INR296 crores borrowing secured with 84% from banks

🔮 What's Next
Targeting 30-35% AUM CAGR for FY27 and FY28; ROA guidance of 3.5%-3.75% by year-end; planning INR300-350 crores capital raise post-IPO to increase leverage to 3.5-4% and improve ROE; cost of borrowing expected to decline 20-25 bps further if global rates stabilize

💡 Investor Takeaway
Shareholders see accelerating growth, improving margins, and stronger capital position with disciplined expansion and rising returns.

Laxmi India Finance reported strong Q1 FY27 growth with AUM rising 28% YoY to INR1,721.7 crores, disbursements up 40% to INR232 crores, and PAT up 70% to INR16.4 crores. Net interest income grew 39% to INR47.1 crores, NIM expanded to 11.36% from 10.43%, and gross NPA improved to 2.08%. The company added INR296 crores in borrowing, with banks providing 84% of funding, and raised its capital adequacy ratio to 25.32%. Management highlighted declining borrowing costs, disciplined expansion into Tier 2/3 cities, and plans to raise INR300-350 crores to boost leverage and ROE, targeting 30-35% AUM CAGR and ROA of 3.5%-3.75% by year-end.

📄 View Original Announcement (PDF)

📊 Stock Analysis — LAXMIINDIA ✨ Ask AI About This

About Laxmi India Finance Limited (LAXMIINDIA)

Financial Services · Finance · Listed on NSE

Market Cap: ₹686.35 Cr P/E: 11.9 ROE: 21.9% ROCE: 15.6%

View full LAXMIINDIA stock details →

📡 Get AI alerts when LAXMIINDIA files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track LAXMIINDIA — Free

💡 Ask AI about this filing

"What is the current stock valuation relative to peers?" "How does the company's ROE target compare to industry averages?" "What specific risks could delay the planned capital raise?"

Ask AI Free →

📊 More LAXMIINDIA filings

See all LAXMIINDIA filings →

🔥 Also filed on 17 August 2026

PREMIERENE Premier Energies Limited Announcement ABCAPITAL Aditya Birla Capital Limited Corporate Action VIVIMEDLAB Vivimed Labs Limited Announcement GSPCROP GSP Crop Science Limited Financial Results SEDEMAC SEDEMAC Mechatronics Limited Annual Report AFFLE Affle 3i Limited Financial Results

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when LAXMIINDIA files new disclosures

Track LAXMIINDIA filings, board meetings, and corporate actions. Free email alerts at 5 PM.

Track LAXMIINDIA — Free

Free account · 2 AI queries/day

About · Privacy Policy · Terms of Service · Pricing

Today's Announcements · Screener · Insights · AI Chat

Data provided by CMOTS Internet Technologies Pvt Ltd