Indian Overseas Bank (IOB) — Announcement | 13 August 2026

13 August 2026 · NSE Neutral

By StockFin Research Team•AI-Assisted Analysis•Source: BSE/NSE Filings

📢 Key Event

IOB revises MCLR rates effective 15 August 2026

🔄 What Changed

5 bps increase in 3-month, 6-month, 1-year, 2-year, and 3-year MCLR

🔮 What's Next

until further review

💡 Investor Takeaway

Shareholders should monitor how incremental MCLR adjustments may affect the bank's net interest margin and loan pricing strategy.

Indian Overseas Bank announced an update to its Marginal Cost of Funds based Lending Rate (MCLR) effective 15 August 2026, with minor adjustments across tenors ranging from 5 to 5 basis points. The revision impacts loan pricing for various tenors but maintains overall rate stability except for incremental increases in longer-term MCLR categories.

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About Indian Overseas Bank (IOB)

Financial Services · Banks · Listed on NSE

Market Cap: ₹61,062.65 CrP/E: 10.4ROE: 16.1%ROCE: 29.8%

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"How will the 5 bps MCLR hike impact net interest margin?""What is the peer comparison for IOB's revised MCLR?""When will the next MCLR review occur?"

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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