HDFC Bank Limited (HDFCBANK) — Financial Results | 25 July 2025

· NSE 🔴 High Importance ✨ Positive
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

HDFC Bank reported 8% AUM growth in Q1 FY26, with management highlighting deliberate advance moderation to reduce the credit-deposit ratio from 110% to 95%. Deposit growth remained strong at 16% YoY. Credit costs increased to 41 basis points from 29 basis points on a net basis. Management expects loan growth to accelerate toward system rates in FY26, supported by normal monsoons, fiscal stimulus, and rate cuts. The bank completed HDB Financial Services IPO on July 2, approved a 1:1 bonus, and declared an interim dividend of ₹5 per share. Contingent provisions of ₹1,700 crores were set aside for resilience.

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About HDFC Bank Limited (HDFCBANK)

Financial Services · Banks · Listed on NSE

Market Cap: ₹11,81,607.38 Cr P/E: 15.5 ROE: 14.3% ROCE: 24.4%

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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