Fino Payments Bank Ltd (FINOPB) — FY26 Annual Report | 7 September 2026

7 September 2026 · BSE 🔴 High Importance Neutral

By StockFin Research Team•AI-Assisted Analysis•Source: BSE/NSE Filings

📢 Key Event

Fino Payments Bank's 10th AGM approved FY2025-26 results and RBI's SFB conversion plan.

🔄 What Changed

Net profit of ₹52.46 Crore and CRAR of 83.95% marked material performance shifts from prior periods.

🔮 What's Next

RBI's in-principle approval for Small Finance Bank conversion signals future regulatory milestones.

💡 Investor Takeaway

No dividend was recommended, indicating reinvestment of profits into growth initiatives.

Fino Payments Bank held its 10th AGM on September 29, 2026, approving FY2025-26 financials including ₹52.46 Crore net profit and ₹1,587.92 Crore total income, while announcing no dividend and confirming RBI's in-principle approval to convert into a Small Finance Bank, reflecting strategic progress amid stable capital and 28% deposit growth.

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About Fino Payments Bank Ltd (FINOPB)

Financial Services · Banks · Listed on BSE

Market Cap: ₹1,057.71 CrP/E: 50.6ROE: 2.6%ROCE: 6.4%

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"How will SFB conversion impact future dividend policy?""What is the timeline for completing the core banking system migration?""How does 28% deposit growth compare to peer banks' performance?"

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📊 More FINOPB filings

Announcement — 24 September 2026Fino Payments Bank has closed its insider trading window effective October 1, 2026, until 48 hours a...
🔴 Insider Trading — 10 September 2026Fino Payments Bank reported August 2026 deposit accounts opened at 243,216 units, a 22% YoY increase...
🟡 Board Meeting — 4 September 2026Fino Payments Bank announced the appointment of Amit Kumar as Head of Branch Banking effective Septe...
Announcement — 26 August 2026Fino Payments Bank announced RBI approval to extend Ketan Merchant's interim CEO tenure by three mon...
Announcement — 24 August 2026Fino Payments Bank announced a scheduled one-on-one meeting with analysts and institutional investor...

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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