Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Financial Results | 14 November 2025

· NSE 🔴 High Importance ✨ Positive
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

Cholamandalam Investment and Finance reported Q2 FY'26 AUM growth of 21% YoY to ₹2,14,906 crores with strong disbursements of ₹24,442 crores. PBT grew 20% YoY to ₹1,561 crores with ROA of 3%. NIM improved 40 basis points to 7.9% from 7.5%. Key segments showed robust growth: LAP AUM +33%, home loans +28%, and vehicle finance +17%. Asset quality challenged with NCL at 1.7% (down from 1.8% Q1), though management indicated credit costs have peaked. Management guided for H2 growth of 20-25% and further 10-15 bps NIM improvement, citing GST rationalization and new gold business launch.

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About Cholamandalam Investment and Finance Company Limited (CHOLAFIN)

Financial Services · Finance · Listed on NSE

Market Cap: ₹1,31,794.92 Cr P/E: 31.9

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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