Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Announcement | 28 July 2026(3 announcements)

Cholamandalam Investment and Finance Company Limited (CHOLAFIN) presented its investor update for Q1 FY27 ended 30 June 2026, highlighting robust growth across key lending segments. Disbursements rose 22% YoY to ₹29,612 crores, while AUM expanded 23% to ₹2,33,586 crores, driven by strong performance in Vehicle Finance (21% growth), MSME (6% growth), and Consumer segments (52% growth). Profitability improved with PBT up 39-78% YoY and Return on Equity at 21.2%. Credit quality remained stable with Stage 3 NPA at 3.29% and provision coverage at 45.73%. The company maintained a healthy CAR of 14.81% and LCR of 194%, supporting its rural-focused expansion across 1820 branches in 14 states.

Cholamandalam Investment and Finance Company Limited announced its unaudited standalone and consolidated financial results for Q1 FY2026 (ended June 30, 2026) on July 28, 2026, reporting total income of ₹8,932.95 crores (standalone) and ₹8,956.68 crores (consolidated), with profit before tax at ₹2,220.49 crores and ₹2,223.56 crores respectively, and EPS of ₹19.40 (standalone) and ₹19.33 (consolidated). The Board approved plans for a private placement of non-convertible debentures (NCDs) worth up to ₹55,000 crores, which will be fully utilized for disclosed purposes without deviation, as confirmed by auditor B. K. Khare & Co. The filing includes auditor review reports, SEBI compliance disclosures, and enclosures for financial statements and press releases, marking a key step in capital-raising strategy ahead of Q1 FY27 performance.

Cholamandalam Investment and Finance Company announced that the audio recording of its earnings call for the quarter ended 30 June 2026, held on 28 July 2026 at 4:30 p.m., is now available on its investor website. The filing confirms the call took place as scheduled and provides a direct link for stakeholders to access the recording, ensuring transparency and timely dissemination of results. The company emphasized adherence to SEBI disclosure norms by uploading the recording within regulatory timelines. This move supports investor confidence by enabling easy review of management commentary and financial updates. The recording includes discussion of quarterly performance and may highlight strategic priorities for the upcoming period.