Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Financial Results | 6 May 2025

· NSE 🔴 High Importance Neutral
By StockFin Research Team AI-Assisted Analysis Source: BSE/NSE Filings

Cholamandalam Investment and Finance Company reported a 36% YoY jump in net profit to ₹87.22 crores for Q4 FY25, driven by strong growth in AUM and improved asset quality. Revenue growth stood at 14% YoY, with ROA at 3.6% and ROE at 22.2% for the quarter. The company maintained a healthy capital adequacy ratio of 19.75% and declared a final dividend of ₹0.70 per share. Credit costs are expected to moderate in FY26 as vehicle finance benefits from monsoon-driven demand and SME resolution progresses, while gold loan disbursement is targeted at INR2,000 crores. Opex remains tightly controlled at 3-3.1% of assets, and the firm aims for 3.4-3.5% PBT ROTA by FY26.

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About Cholamandalam Investment and Finance Company Limited (CHOLAFIN)

Financial Services · Finance · Listed on NSE

Market Cap: ₹1,31,794.92 Cr P/E: 31.9

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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