Bajaj Finserv Limited (BAJAJFINSV) — FY25 Annual Report | 2 July 2025(2 announcements)

Bajaj Finserv reported consolidated revenue of ₹133,822.12 crore for FY2025, reflecting robust growth across financial services, insurance, and digital platforms. Management highlighted strategic focus on expanding retail lending, digital financial services, and ESG integration, targeting carbon neutrality by FY2032. Material risks include cyber threats, regulatory scrutiny on lending practices, and climate-related operational disruptions. Dividend of ₹15 per share was declared, with capex plans prioritizing renewable energy projects and digital infrastructure. Investor takeaway: Strong financial performance and ESG commitments reinforce long-term value creation, though cyber risks and regulatory compliance require ongoing vigilance.

Bajaj Finserv Limited reported a consolidated profit after tax of ₹17,557.64 crore for FY2025, up 15% from ₹15,595.36 crore in FY2024, driven by a 21% rise in total income to ₹133,822.12 crore. The company recommended a dividend of ₹1 per equity share (₹159.67 crore total), payable by 29 July 2025, with a record date of 27 June 2025. It appointed M/s Makarand M. Joshi & Co. as Secretarial Auditor for FY2026–FY2030 at a proposed annual fee of ₹1.45 lakh, and reappointed Shyamprasad D. Limaye as Cost Auditor for FY2026 at ₹80,000. The 18th AGM is scheduled for 25 July 2025 at Hotel Hyatt Regency, Pune. The company emphasized its role as an integrated financial services holding company with subsidiaries in lending, insurance, health-tech, and asset management, and highlighted ESG initiatives including ₹335.73 crore CSR spend in FY2025. No material changes were noted in risk factors or forward guidance beyond standard regulatory compliance.