Bajaj Finserv Limited (BAJAJFINSV) — Financial Results | 31 July 2026(2 announcements)

Bajaj Finserv reported consolidated revenue of ₹42,037 Crore (+19.1% YoY) and PAT of ₹6,297 Crore (+18.2% YoY) for Q1 FY2027, driven by strong performance across insurance and financial services segments. Profit attributable to owners rose 12.3% YoY to ₹3,132 Crore, supported by robust solvency margins (254%) and capital adequacy (21.59%). Bajaj Finance led growth with 23.9% AUM expansion and 20.4% ROE, while Bajaj General Insurance achieved 13.1% GWP CAGR and 101.1% combined ratio. The group emphasized AI-driven transformation, with 100+ AI initiatives deployed and ₹20+ Crore revenue from AI tools, alongside digital adoption in insurance (91.3% digital servicing, 78 NPS). Bajaj Finserv Health expanded its integrated platform with 6 million transactions and 130,000+ doctors, though posted a ₹44 Crore net loss post capital infusion. Market share gains were observed in both general and life insurance segments, reflecting disciplined underwriting and sustainable growth strategies.

Bajaj Finserv announced board approval of unaudited standalone and consolidated financial results for Q1 FY2026 ending 30 June 2026, along with limited review reports and press release, and approved equity share issuance to ESOP Trust and re-insurance business expansion pending IRDAI approval.