Baid Finserv (BAIDFIN) — concall transcript

📢 Key Event
Baid Finserv reported Q1 FY25 results with revenue of INR19.35 crores and PAT margin of 16.12%.

🔄 What Changed
Revenue target raised to INR75-78 crores for FY25; NPA improved to 0.37% with 75-80% provision coverage.

🔮 What's Next
FY25 revenue target of INR75-78 crores; 75 branches by end-2024; 100 branches by March 2026; INR15-20 crores EV AUM this year; INR30-35 crores next year.

💡 Investor Takeaway
The company is aggressively expanding in rural markets with disciplined cost control, targeting revenue growth while maintaining low NPA levels.

Baid Finserv reported Q1 FY25 revenue of INR19.35 crores with a 58.49% EBITDA margin and 16.12% PAT margin, driven by 22.15% of AUM in vehicle loans and expansion to 75 branches by end-2024. Management targets FY25 revenue of INR75-78 crores, with rural expansion in MP, Gujarat, and Maharashtra, and digital initiatives like UPI integration. NPA remains low at 0.37% with 75-80% provision coverage, while capex stays lean at INR2-2.5 lakhs per branch. The company emphasizes cost control through bank funding and agricultural demand tailwinds.

📄 View Original Announcement (PDF)

📊 Stock Analysis — BAIDFIN ✨ Ask AI About This

About Baid Finserv Ltd (BAIDFIN)

Financial Services · Finance · Listed on BSE

Market Cap: ₹155.35 Cr P/E: 9.1 ROE: 8.6% ROCE: 12.1%

View full BAIDFIN stock details →

📡 Get AI alerts when BAIDFIN files next

Free • Daily 5 PM digest • Track filings, board meetings, and corporate actions

Track BAIDFIN — Free

💡 Ask AI about this filing

"What is the current EV AUM target?" "How many new branches are planned for FY25?" "What is the net NPA percentage?"

Ask AI Free →

📊 More BAIDFIN filings

See all BAIDFIN filings →

🔥 Also filed on 30 June 2024

BEL Bharat Electronics Ltd concall transcript INDIGO Interglobe Aviation Ltd concall transcript M&M Mahindra & Mahindra Ltd concall transcript ULTRACEMCO UltraTech Cement Ltd concall transcript TITAN Titan Company Ltd concall transcript SBIN State Bank of India concall transcript

View all today's announcements →

Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

Editorial & Data Transparency Notice

This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

📡 Get AI alerts when BAIDFIN files new disclosures

Track BAIDFIN filings, board meetings, and corporate actions. Free email alerts at 5 PM.

Track BAIDFIN — Free

Free account · 2 AI queries/day

About · Privacy Policy · Terms of Service · Pricing

Today's Announcements · Screener · Insights · AI Chat

Data provided by CMOTS Internet Technologies Pvt Ltd