SG Finserve Ltd (SGFIN)
🎯 Key Takeaways
- Revenue grew 29.1% QoQ to ₹136 in Q1FY27.
- Market Cap
- ₹3,968
- P/E Ratio
- 22.7
- P/B Ratio
- 2.73
- ROE
- 10.8%
- ROCE
- 9.0%
- Debt/Equity
- 1.86
- Promoter
- 57.0%
📊 Quarterly Results (₹ Cr)
| Metric | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| Revenue | 75 | 86 | 105 | 136 |
| Operating Profit | 38 | 43 | 56 | 72 |
| OPM % | 51.5% | 50.1% | 53.1% | 52.6% |
| Net Profit | 28 | 32 | 42 | 54 |
| EPS | ₹5.08 | ₹5.81 | ₹7.45 | ₹8.21 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 56 | 56 | 65 | 56 |
| Reserves | 959 | 801 | 1,388 | 1,015 |
| Borrowings | 1,387 | 0 | 2,704 | 1,847 |
| Total Liabilities | 2,407 | 873 | 4,173 | 2,990 |
| Fixed Assets | 1 | 1 | 2 | 1 |
| Investments | 80 | 0 | 0 | 0 |
| Total Assets | 2,407 | 873 | 4,173 | 2,990 |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2026 |
|---|---|
| Operating | -1,571 |
| Investing | +61 |
| Financing | +1,632 |
| Net Cash Flow | +121 |
👥 Shareholding Pattern
| Category | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|
| Promoters | 50.3% | 52.9% | 57.0% |
| FII | 0.1% | 0.3% | 0.5% |
| DII | 3.5% | 3.3% | 2.2% |
| Public | 34.5% | 28.6% | 25.0% |
| # Shareholders | 30,244 | 26,402 | 28,150 |
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 5.98 L Cr | 29.4 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.77 L Cr | 27.3 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.32 L Cr | 17.4 | 11.5% | — | 3.80 |
| ICICIAMC | 1.55 L Cr | 31.0 | 111.5% | — | 0.00 |
| JIOFIN | 1.43 L Cr | 67.3 | 2.3% | — | 0.17 |
| TATACAP | 1.39 L Cr | 25.4 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.38 L Cr | 23.8 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.20 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.08 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
📋 Recent Filings
- 🔴 Financial Results2026-10-01SG Finserve Limited announced its loan book reached approximately INR **5,694 crores** as of September 30, 2026, reflecting strong growth momentum wit…
- Announcement2026-09-25SG Finserve Ltd announced that its trading window will close on October 1, 2026, for 48 hours following the unaudited Q2 results announcement, restric…
- 🔴 Announcement2026-09-22SG Finserve Limited announced that CRISIL assigned a stable long-term rating of AA- and a short-term rating of A1+ to its Rs 800 crore bank loan facil…
- 🟡 Board Meeting2026-08-01SG Finserve Limited announced on August 1, 2026 that its Nomination and Remuneration Committee approved the grant of 150,000 employee stock options un…
- Announcement2026-07-20SG Finserve announced a partnership with BharatPe Money and Succesship Technologies to launch a digital lending solution for merchants, targeting MSME…
- 🔴 Financial Results2026-07-18SG Finserve reported record Q1 FY27 performance with highest-ever PBT of INR72 crores, up 27% QoQ and 82% YoY, driven by loan book growth to INR4,552 …
- 🔴 Financial Results2026-07-14SG Finserve Limited announced its Q1 FY2026 results on July 14, 2026, reporting total comprehensive income of **₹5,367.76 crores** and paid-up equity …
- 🔴 offer document2026-07-14SG Finserve Limited reported Q1 FY27 results showing a record loan book of ₹4,552 Cr, up 16% QoQ and 82% YoY, with PAT rising 119% YoY to ₹53.68 Cr an…
- 🟡 Board Meeting2026-07-14SG Finserve Limited disclosed that CARE Ratings' Monitoring Agency Report for the quarter ended June 30, 2026 confirms nil deviation in utilization of…
- 🔴 Financial Results2026-07-14SG Finserve Limited announced an audio recording link for its investor and analyst conference call held on July 14, 2026, to discuss unaudited financi…
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
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