Punjab & Sind Bank (PSB)
🎯 Key Takeaways
- Revenue grew 6.1% QoQ to ₹3,213 in Q1FY27.
📊 Quarterly Results (₹ Cr)
| Metric | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 2,911 | 2,999 | 3,042 | 3,030 | 3,213 |
| Operating Profit | 540 | 505 | 594 | 542 | 545 |
| OPM % | 18.6% | 15.0% | 16.7% | 15.7% | 15.4% |
| Net Profit | 269 | 295 | 336 | 422 | 332 |
| EPS | ₹0.37 | ₹0.42 | ₹0.47 | ₹0.59 | ₹0.47 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2026 | Mar 2026 | Mar 2026 | Mar 2027 |
|---|---|---|---|---|
| Equity Capital | 7,096 | 7,096 | 7,096 | 7,096 |
| Reserves | 6,538 | 6,829 | 7,037 | 7,538 |
| Borrowings | 12,536 | 14,394 | 16,352 | 16,881 |
| Total Liabilities | 1.65 L Cr | 1.71 L Cr | 1.79 L Cr | 1.82 L Cr |
| Fixed Assets | 1,766 | 1,776 | 1,862 | 1,960 |
| Investments | 48,573 | 49,049 | 49,388 | 50,226 |
| Total Assets | 1.65 L Cr | 1.71 L Cr | 1.79 L Cr | 1.82 L Cr |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2026 |
|---|---|
| Operating | -1,893 |
| Investing | -241 |
| Financing | -387 |
| Net Cash Flow | -2,521 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 93.8% | 93.8% | 93.8% | 93.8% |
| FII | 0.2% | 0.2% | 0.1% | 0.1% |
| DII | 4.0% | 4.0% | 3.9% | 3.8% |
| Public | 1.7% | 1.7% | 1.8% | 1.9% |
| # Shareholders | 2,22,120 | 2,22,415 | 2,22,301 | 2,21,849 |
⚖️ Peer Comparison — Banks
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| HDFCBANK | 10.92 L Cr | 13.8 | 25.0% | 14.1% | 1.00 |
| ICICIBANK | 10.40 L Cr | 18.5 | 28.8% | 16.4% | 0.61 |
| SBIN | 9.78 L Cr | 11.4 | 31.8% | 14.8% | 1.30 |
| KOTAKBANK | 4.16 L Cr | 7.2 | 20.7% | 11.2% | 0.53 |
| AXISBANK | 3.99 L Cr | 14.3 | 22.3% | 13.1% | 1.31 |
| UNIONBANK | 1.41 L Cr | 6.8 | 44.9% | 15.0% | 0.58 |
| PNB | 1.31 L Cr | 6.0 | 45.1% | 13.7% | 0.72 |
| BANKBARODA | 1.23 L Cr | 6.8 | 31.2% | 10.7% | 1.03 |
| INDIANB | 1.21 L Cr | 9.5 | 45.8% | 15.7% | 0.58 |
| CANBK | 1.15 L Cr | 5.8 | 42.1% | 16.1% | 1.32 |
📋 Recent Filings
-
🔴 Announcement 22 August 2026CARE Ratings reaffirmed Punjab & Sind Bank's Tier II bond ratings at CARE AA with Stable outlook for three series totaling ₹1,237.30 crores, citing im...
-
🟡 Board Meeting 13 August 2026Punjab & Sind Bank announced the appointment of Shri Kristam Subba Raju Guptha as a Part-Time Non-Official Director on its board, effective August 12,...
-
🔴 Financial Results 27 July 2026Punjab & Sind Bank reported 15.27% YoY business growth to Rs 2.66 lakh crores in Q1 FY27, driven by 19.35% credit expansion across retail (36%), agri ...
-
🟡 Board Meeting 18 July 2026Punjab & Sind Bank announced its Q1 2026 financial results on July 18, 2026, showing a 2082.89 crore increase in total advances due to RBI-mandated ri...
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🔴 Financial Results 18 July 2026Punjab & Sind Bank reported a 23.05% YoY increase in net profit to ₹331 crore for Q1 FY26, driven by strong growth in net interest income and improved...
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🔴 Financial Results 18 July 2026Punjab & Sind Bank reported strong YoY growth in total business, deposits, and gross advances for Q1 FY2026-27, with total business at ₹266,420 crores...
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🔴 annual report 6 July 2026Punjab & Sind Bank (PSB) released its Business Responsibility and Sustainability Report for FY 2025-26, disclosing standalone operations, 100% banking...
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🟡 Board Meeting 6 July 2026Punjab & Sind Bank announced its 16th AGM on July 28, 2026, via video conferencing, with dividend of [amount context mismatch] per share declared on J...
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🔴 Corporate Action 2 July 2026Punjab & Sind Bank announced a record date of 21 July 2026 for its final dividend on FY 2025-26, tied to the AGM scheduled for 28 July 2026 via video ...
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🔴 annual report 2 July 2026Punjab & Sind Bank announced its 16th Annual General Meeting will be held on 28 July 2026 at 11:00 a.m. via video conference, with the Annual Report t...
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-09-01.
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