PTC India Financial Services Ltd (PFS)
Financial Services · Finance · NSE · Updated 1 October 2026
₹28.03↓ 20.28% (1Y)
🎯 Key Takeaways
- Revenue declined 13.2% QoQ to ₹103 in Q1FY27.
- Market Cap
- ₹1,800
- P/E Ratio
- 8.1
- P/B Ratio
- 0.58
- ROE
- 7.2%
- ROCE
- 10.2%
- Debt/Equity
- 0.57
- Promoter
- 65.0%
📊 Quarterly Results (₹ Cr)
| Metric | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| Revenue | 132 | 122 | 119 | 103 |
| Operating Profit | 118 | 63 | 62 | 54 |
| OPM % | 89.2% | 52.0% | 51.7% | 52.5% |
| Net Profit | 88 | 49 | 46 | 40 |
| EPS | ₹1.37 | ₹0.76 | ₹0.71 | ₹0.63 |
🏦 Balance Sheet (₹ Cr)
| Item | Mar 2025 | Mar 2025 | Mar 2026 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 642 | 642 | 642 | 642 |
| Reserves | 2,112 | 1,988 | 2,437 | 2,336 |
| Borrowings | 2,861 | 3,348 | 1,757 | 2,263 |
| Total Liabilities | 5,683 | 6,037 | 4,956 | 5,351 |
| Fixed Assets | 22 | 22 | 16 | 18 |
| Investments | 268 | 110 | 832 | 841 |
| Total Assets | 5,683 | 6,037 | 4,956 | 5,351 |
💰 Cash Flow Statement (₹ Cr)
| Item | Mar 2025 | Mar 2026 |
|---|---|---|
| Operating | +1,139 | +1,780 |
| Investing | +776 | -1,165 |
| Financing | -1,383 | -1,316 |
| Net Cash Flow | +532 | -701 |
👥 Shareholding Pattern
| Category | Q2FY26 | Q3FY26 | Q4FY26 | Q1FY27 |
|---|---|---|---|---|
| Promoters | 65.0% | 65.0% | 65.0% | 65.0% |
| FII | 2.2% | 2.2% | 2.1% | 2.0% |
| DII | 5.1% | 5.1% | 5.0% | 5.0% |
| Public | 24.0% | 24.1% | 23.9% | 23.8% |
| # Shareholders | 1,37,774 | 1,38,273 | 1,34,475 | 1,31,972 |
⚖️ Peer Comparison — Finance
| Company | MCap (₹ Cr) | P/E | ROCE | ROE | D/E |
|---|---|---|---|---|---|
| BAJFINANCE | 5.98 L Cr | 29.4 | 10.4% | — | 3.82 |
| BAJAJFINSV | 2.79 L Cr | 27.4 | 11.4% | — | 5.50 |
| SHRIRAMFIN | 2.32 L Cr | 17.4 | 11.5% | — | 3.80 |
| ICICIAMC | 1.60 L Cr | 32.1 | 111.5% | — | 0.00 |
| JIOFIN | 1.44 L Cr | 67.7 | 2.3% | — | 0.17 |
| TATACAP | 1.41 L Cr | 25.7 | 8.4% | — | 5.28 |
| CHOLAFIN | 1.38 L Cr | 23.8 | 9.3% | — | 6.93 |
| BAJAJHLDNG | 1.20 L Cr | 13.6 | 12.4% | — | 0.00 |
| MUTHOOTFIN | 1.10 L Cr | 9.7 | 14.4% | — | 3.88 |
| PFC | 1.08 L Cr | 4.1 | 9.8% | — | 7.62 |
🔗 Peer Stock Analyses
📋 Recent Filings
- 🟡 voting results2026-09-25PTC India Financial Services Limited announced voting results for its 20th Annual General Meeting held on September 24, 2026, confirming approval of a…
- Announcement2026-09-25PTC India Financial Services Ltd announced that its trading window will close on October 1, 2026, and remain shut until 48 hours after the Q2 FY2026 r…
- 🟡 Board Meeting2026-09-24PTC India Financial Services held its 20th AGM on September 24, 2026 via video conference, approving audited standalone and consolidated financial sta…
- 🔴 annual report2026-08-24PTC India Financial Services Limited announced its 20th Annual General Meeting on 24 September 2026 at 12:00 Noon IST via video conferencing, accompan…
- 🔴 annual report2026-08-20PTC India Financial Services announced its 20th Annual General Meeting scheduled for September 24, 2026 at 12:00 PM via video-conferencing, with elect…
- 🔴 Financial Results2026-08-03PTC India Financial Services reported Q1 FY27 disbursements of INR117 crores, profit after tax of INR40.24 crores, and net worth of INR3,120 crores. G…
- 🔴 Financial Results2026-07-29PTC India Financial Services announced an audio recording of its conference call held on July 29, 2026 at 4:00 PM IST, covering the quarter ended June…
- 🔴 Financial Results2026-07-21PTC India Financial Services announced a conference call on July 29, 2026 at 16:00 IST to discuss Q1 FY27 results, inviting analysts and investors to …
- Announcement2026-07-07PFS announced it received a SEBI-mandated certificate from KFIN Technologies confirming timely dematerialization processing for Q1 2026, validating co…
- 🟡 Board Meeting2026-07-01PTC India Financial Services announced the resignation of Shri R Balaji as Managing Director and CEO effective June 30, 2026, and the appointment of S…
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Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-10-01.
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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.
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