Market Data
Market Cap₹1,800.32 Cr.
52W High₹40.51
Current Price₹28.03
52W Low₹23.78
Down from 52W High30.8 %
Face Value₹10
Performance
ROCE10.24 %
ROE7.24 %
EPS (TTM)₹0.63
EPS Prev Qtr₹0.71
EPS Last Year₹1.37
EBITDA Qtr₹54.25 Cr.
Book Value₹48
Financial Health
Debt/Equity0.57
Debt/Profit7.88
Total Assets₹4,956.25 Cr.
Promoter Holding64.99 %
Earning Power5.99 %
Valuation
Stock P/E8.08
Industry P/E18.07
Price to Book0.58
Price to Sales3.78
Graham Number₹61.43
Key Metrics
Capital Adequacy %
68.91%
Cost to Income %
19.89%
Debt/Equity
0.49
Face Value
₹10
Loan Book
₹2,946 Cr
Loans Disbursed
₹117 Cr
Net Interest Income
₹48.71 Cr
NIM %
4.46%
About PTC India Financial Services Ltd
Financial Services · Finance
PTC India Financial Services Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹1,800.32 Cr.
Price Chart
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.81 | ₹6,06,096.65 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.44 | ₹2,79,295.97 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.17 | ₹2,28,938.64 Cr | 1.11% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 32.07 | ₹1,60,021.14 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.67 | ₹1,43,882.46 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.68 | ₹1,40,526.39 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 24.05 | ₹1,39,099.51 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.4 | ₹1,18,683.4 Cr | 1.83% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.7 | ₹1,10,363.68 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.12 | ₹1,07,187.31 Cr | 5.71% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,477.12 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 24.9 | ₹1,03,558.06 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.18 | ₹1,01,934.35 Cr | 1.35% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.29 | ₹96,489.85 Cr | 2.4% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.83 | ₹77,258.79 Cr | 6.32% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.61 | ₹68,334.34 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| L&T Finance Ltd | - | 21.35 | ₹67,999.44 Cr | 1.01% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| Bajaj Housing Finance Ltd | - | 25.18 | ₹67,758.55 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| SBI Cards & Payment Services Ltd | - | 24.43 | ₹55,564.77 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 23.02 | ₹52,384.31 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Sales | 131.84 | 121.74 | 119.08 | 103.31 |
| ↳ QoQ Growth | - | -7.7% | -2.2% | -13.2% |
| Expenses | 14.23 | 58.44 | 57.52 | 49.06 |
| Operating Profit | 117.61 | 63.3 | 61.56 | 54.25 |
| OPM % | 89.21% | 52% | 51.7% | 52.51% |
| Other Income | 0.02 | 3.3 | 0.03 | 0 |
| Interest | 57.57 | 57.64 | 43.94 | 38.5 |
| Depreciation | 1.88 | 1.88 | 1.84 | 1.7 |
| EBITDA | 119.49 | 65.18 | 63.4 | 55.95 |
| EBITDA Margin % | 90.63% | 53.54% | 53.24% | 54.16% |
| Profit Before Tax | 117.63 | 64.17 | 61.59 | 54.25 |
| Tax % | 25.07% | 23.5% | 26.12% | 25.82% |
| Net Profit | 88.14 | 49.09 | 45.5 | 40.24 |
| ↳ QoQ Growth | - | -44.3% | -7.3% | -11.6% |
| EPS | 1.37 | 0.76 | 0.71 | 0.63 |
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 642.28 | 642.28 |
| Reserves | 2112.04 | 2437.44 |
| Borrowings | 2860.94 | 1757.17 |
| Other Liabilities | 67.33 | 119.36 |
| Total Liabilities | 5682.59 | 4956.25 |
| Fixed Assets | 21.69 | 15.77 |
| CWIP | 0 | 0 |
| Investments | 268.38 | 831.51 |
| Other Assets | 5392.52 | 4108.97 |
| Total Assets | 5682.59 | 4956.25 |
Cash Flows
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Cash from Operating Activity | 1139.22 | 1780.11 |
| Cash from Investing Activity | 775.67 | -1165.07 |
| Cash from Financing Activity | -1383.21 | -1316.26 |
| Net Cash Flow | 531.68 | -701.22 |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 64.99% | 64.99% | 64.99% | 64.99% |
| FIIs % | 2.19% | 2.17% | 2.13% | 2.03% |
| DIIs % | 5.06% | 5.06% | 5.05% | 5.05% |
| Public % | 24.04% | 24.08% | 23.85% | 23.81% |
| No. of Shareholders | 1,37,774 | 1,38,273 | 1,34,475 | 1,31,972 |
Major Shareholders (>1%)
- Ptc India LimitedPromoter and Promoter Group64.99%
- Bandhan Large & Mid Cap FundPublic Shareholding3.64%
- Life Insurance Corporation Of IndiaPublic Shareholding1.41%
As of 2026-06-30View all shareholders →