Affle 3i Limited (AFFLE)

Information Technology · IT - Services · NSE · Updated 5 July 2026
₹1,464.6 ↓ 27.21% (1Y)

🎯 Key Takeaways

  • Affle 3i Limited is in a strategic growth phase, actively expanding its technology footprint through IP creation and targeted acquisitions. Management is leveraging its AI and digital advertising expertise to strengthen defensibility and enter developed markets, as evidenced by recent patent grants and asset acquisitions.
  • Revenue grew 1% QoQ to ₹724 in Q4FY26.
  • ⚠️ Integration risk from the AdColony asset acquisition, which must be executed within 7 business days and may strain near-term cash flows.
Market Cap
₹20,797
P/E Ratio
45.6
P/B Ratio
5.69
ROE
12.4%
ROCE
15.4%
Debt/Equity
0.00
Div Yield
0.00%
Promoter
0.0%

📖 The Story

Affle 3i Limited is in a strategic growth phase, actively expanding its technology footprint through IP creation and targeted acquisitions. Management is leveraging its AI and digital advertising expertise to strengthen defensibility and enter developed markets, as evidenced by recent patent grants and asset acquisitions. The company maintains a strong balance sheet with no debt and rising profitability, but faces near-term execution risks tied to integration and capital deployment.

📰 What's Happening

In the last three quarters, management has executed key strategic moves: acquiring AdColony's assets for $4.70 million to bolster its mobile ad SDK and publisher mediation platform, and securing an Indian patent for fraud detection technology that reinforces its AI-powered Consumer Platform Stack. Additionally, the board approved the allotment of 7.4 million convertible warrants to promoter Affle Holdings at a premium, requiring only 25% upfront payment with the balance due within 18 months, signaling potential future dilution upon conversion.

Source: Stock Announcements

📊 Quarterly Results (₹ Cr)

MetricQ1FY25Q2FY25Q3FY25Q4FY25Q1FY26Q2FY26Q3FY26Q4FY26
Revenue520543602602621647717724
Operating Profit130142152153157168181182
OPM %20.1%20.9%21.8%22.2%22.5%22.6%22.7%22.3%
Net Profit8792100103106111119120
EPS₹6.18₹6.56₹7.15₹7.35₹7.52₹7.88₹8.50₹8.51

Financial performance shows consistent revenue and margin expansion over the past eight quarters, with revenue growing from ₹520 crore in Q1FY25 to ₹724 crore in Q4FY26 and operating margin stabilizing around 22%. Net profit and EPS have risen steadily, reflecting operational efficiency and scale. This upward trajectory aligns with management's focus on scaling high-margin digital advertising services, though growth has shown signs of moderation in the most recent quarter.

🔮 Management Outlook & What's Next

Management has not provided formal forward guidance in the latest filings, but strategic actions indicate intent to scale through technology acquisition and IP protection. The patent grant and AdColony asset purchase underscore a focus on strengthening competitive moats and expanding into higher-value markets. The convertible warrant issuance suggests capital efficiency is being prioritized through non-dilutive initial funding, with conversion contingent on future payments.

Extracted from official company announcements. Not StockFin.ai's opinion.

🏦 Balance Sheet (₹ Cr)

Item2024-20252025-20262025-20262025-20262025-2026
Equity Capital2828282828
Reserves2,9183,2283,624
Borrowings773512
Total Liabilities675658769
Fixed Assets344
Investments63113114
Total Assets3,6223,9144,421

The balance sheet reflects a strong capital structure with negligible debt and growing reserves, supporting aggressive capital deployment. Equity remains stable at ₹28 crore, while total assets have increased to ₹4,421 crore in the latest period, driven by investments in intangible assets and acquisitions. This suggests management is reinvesting earnings to fund growth rather than returning capital, consistent with a growth-oriented capital allocation strategy.

💰 Cash Flow Statement (₹ Cr)

Item2020-20212020-2021
Operating+52+102
Investing-123-175
Financing+40+53
Net Cash Flow

⚖️ Peer Comparison — IT - Services

Company MCap (₹ Cr) P/E ROCE ROE D/E
L&T Technology Services Limited 37,049 28.5
Inventurus Knowledge Solutions Limited 27,371 37.5
Tata Technologies Limited 25,193 39.0
Netweb Technologies India Limited 21,868 106.3
Affle 3i Limited 20,797 45.6 15.4% 12.4% 0.00
SAGILITY LIMITED 19,662 21.3
Black Box Limited 15,597 79.7
Cyient Limited 9,676 15.1
Amagi Media Labs Limited 8,751
Datamatics Global Services Limited 4,385 20.6

🔗 Peer Stock Analyses

⚠️ Risk Factors

1. Integration risk from the AdColony asset acquisition, which must be executed within 7 business days and may strain near-term cash flows. 2. Execution risk around patent commercialization and scalability of new technology in competitive markets. 3. Dilution risk from the 7.4 million convertible warrants, which could increase share supply upon conversion. 4. Moderating revenue growth in the latest quarters, suggesting possible market saturation or macro headwinds in core digital advertising segments.

📋 Recent Filings

🧠 Analyst's Read

Affle 3i is executing a clear growth strategy through technology acquisitions and IP development, supported by solid profitability and a clean balance sheet. However, near-term risks center on integration execution and the dilutive potential of warrant conversions. Investors should monitor the pace of AdColony integration and the commercial impact of new patents as indicators of strategic momentum.

Based on filing content and financial data. Not a recommendation.

Data sourced from stock announcements. Analysis generated by StockFin.ai.
For informational purposes only — not investment advice. Updated 2026-07-05.

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