Market Data
Market Cap₹451.87 Cr.
52W High₹53.29
Current Price₹50.86
52W Low₹22.71
Down from 52W High4.6 %
Face Value₹10
Performance
ROCE11.2 %
ROE10.72 %
EPS (TTM)₹0.79
EPS Prev Qtr₹0.44
EPS Last Year₹0.41
EBITDA Qtr₹8.1 Cr.
Book Value₹17
Financial Health
Debt/Equity1.01
Debt/Profit9.41
Total Assets₹330.27 Cr.
Promoter Holding21.43 %
Earning Power5.3 %
Valuation
Stock P/E24.69
Industry P/E18.5
Price to Book2.93
Price to Sales10.67
Graham Number₹28.36
Key Metrics
Face Value
₹10
About Regency Fincorp Ltd
Financial Services · Finance
Regency Fincorp Ltd is listed on NSE in the Financial Services / Finance sector. Face value ₹10. Market cap ₹451.87 Cr.
Price Chart
Peer Comparison
| Name | CMP | P/E | Market Cap | Div Yield | NP Qtr | Qtr Profit Var% | Sales Qtr | Qtr Sales Var% | ROCE% | Debt/Eq |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance Ltd | - | 29.43 | ₹5,98,469.86 Cr | 0.62% | ₹20,647.67 Cr | - | ₹85,963.63 Cr | - | 10.43% | 3.82 |
| Bajaj Finserv Ltd | - | 27.25 | ₹2,77,343.3 Cr | 0.09% | ₹20,636.97 Cr | - | ₹1,57,641.68 Cr | - | 11.43% | 5.5 |
| Shriram Finance Ltd | - | 17.36 | ₹2,31,515.08 Cr | 1.1% | ₹11,295.71 Cr | - | ₹49,997.06 Cr | - | 11.48% | 3.8 |
| ICICI Prudential Asset Management Co Ltd | - | 31.03 | ₹1,54,848.72 Cr | - | ₹3,485.73 Cr | - | ₹6,040.44 Cr | - | 111.52% | 0 |
| Jio Financial Services Ltd | - | 67.27 | ₹1,43,024.05 Cr | 0.28% | ₹2,066.49 Cr | - | ₹4,905.27 Cr | - | 2.33% | 0.17 |
| Tata Capital Ltd | - | 25.45 | ₹1,39,252.93 Cr | 0.17% | ₹5,478.16 Cr | - | ₹32,695.45 Cr | - | 8.42% | 5.28 |
| Cholamandalam Investment & Finance Company Ltd | - | 23.82 | ₹1,37,778 Cr | 0.12% | ₹5,751 Cr | - | ₹32,662.59 Cr | - | 9.35% | 6.93 |
| Bajaj Holdings & Investment Ltd | - | 13.55 | ₹1,19,992.77 Cr | 1.81% | ₹8,993.16 Cr | - | ₹1,139.25 Cr | - | 12.4% | 0 |
| Muthoot Finance Ltd | - | 9.69 | ₹1,10,146.89 Cr | 1.09% | ₹11,457.46 Cr | - | ₹33,430.7 Cr | - | 14.43% | 3.88 |
| Power Finance Corporation Ltd | - | 4.13 | ₹1,07,583.32 Cr | 5.69% | ₹33,641.82 Cr | - | ₹1,15,431.43 Cr | - | 9.81% | 7.62 |
| SBI Funds Management Ltd | - | - | ₹1,05,130.86 Cr | - | - | - | - | - | - | 0 |
| Aditya Birla Capital Ltd | - | 25.05 | ₹1,04,173.26 Cr | - | ₹4,118.85 Cr | - | ₹48,185.84 Cr | - | 8.39% | 5.2 |
| Indian Railway Finance Corporation Ltd | - | 14.37 | ₹1,03,306.54 Cr | 1.33% | ₹7,190.69 Cr | - | ₹28,630.42 Cr | - | 5.78% | 7.69 |
| HDFC Asset Management Company Ltd | - | 26.68 | ₹97,908.69 Cr | 2.36% | ₹2,947.64 Cr | - | ₹4,253.73 Cr | - | 41.46% | 0 |
| REC Ltd | - | 4.93 | ₹78,838.73 Cr | 6.2% | ₹16,035.21 Cr | - | ₹59,202.49 Cr | - | 9.42% | 6.09 |
| Nippon Life India Asset Management Ltd | - | 41.59 | ₹68,308.77 Cr | 2.01% | ₹1,635.54 Cr | - | ₹2,869 Cr | - | 45.49% | 0 |
| Bajaj Housing Finance Ltd | - | 25.37 | ₹68,291.81 Cr | - | ₹2,692.32 Cr | - | ₹11,604.2 Cr | - | 8.35% | 4.6 |
| L&T Finance Ltd | - | 20.84 | ₹66,370.86 Cr | 1.04% | ₹3,198.02 Cr | - | ₹18,897.97 Cr | - | 8.23% | 3.93 |
| SBI Cards & Payment Services Ltd | - | 24.15 | ₹54,936.71 Cr | 0.43% | ₹2,275.15 Cr | - | ₹20,063.29 Cr | - | 10.14% | 2.8 |
| HDB Financial Services Ltd | - | 22.67 | ₹51,570.54 Cr | 0.16% | ₹2,175.9 Cr | - | ₹16,300.3 Cr | - | 9.03% | 5.52 |
Quarterly Results
| Mar 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Sales | 7.3 | 8.63 | 10.28 | 16.14 |
| ↳ QoQ Growth | - | +18.2% | +19.1% | +57.0% |
| Expenses | 4.91 | 4.55 | 7.32 | 8.04 |
| Operating Profit | 2.39 | 4.08 | 2.95 | 8.1 |
| OPM % | 32.74% | 47.28% | 28.7% | 50.19% |
| Other Income | 1.11 | 0.52 | 1.74 | 1.29 |
| Interest | 2.02 | 2.51 | 2.94 | 5.07 |
| Depreciation | 0.22 | 0.21 | 0.2 | 0.24 |
| EBITDA | 2.61 | 4.29 | 3.15 | 8.34 |
| EBITDA Margin % | 35.75% | 49.71% | 30.64% | 51.67% |
| Profit Before Tax | 3.5 | 4.6 | 4.7 | 9.39 |
| Tax % | 26% | 25.87% | 24.68% | 25.13% |
| Net Profit | 2.59 | 3.4 | 3.53 | 7.03 |
| ↳ QoQ Growth | - | +31.3% | +3.8% | +99.2% |
| EPS | 0.41 | 0.42 | 0.44 | 0.79 |
Balance Sheet
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 63.59 | 80.17 |
| Reserves | 41.04 | 74.22 |
| Borrowings | 104.54 | 155.75 |
| Other Liabilities | 19.94 | 20.13 |
| Total Liabilities | 229.11 | 330.27 |
| Fixed Assets | 5.89 | 6.47 |
| CWIP | 0 | 0 |
| Investments | 3.32 | 1.32 |
| Other Assets | 219.9 | 322.48 |
| Total Assets | 229.11 | 330.27 |
Cash Flows
| Mar 2025 | |
|---|---|
| Cash from Operating Activity | 11.3876 |
| Cash from Investing Activity | -48.1652 |
| Cash from Financing Activity | 68.1079 |
| Net Cash Flow | 31.3303 |
Shareholding Pattern
| Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| Promoters % | 17.58% | 23.74% | 23.74% | 21.43% |
| FIIs % | 0% | 0% | 0% | 0% |
| DIIs % | 0.98% | 1.19% | 1.19% | 1.07% |
| Public % | 49.2% | 46.44% | 44.18% | 45.93% |
| No. of Shareholders | 6,434 | 6,103 | 5,771 | 5,631 |