Tata Capital Q2 FY27: PAT ₹1,547 Cr & Rev ₹4,455 Cr

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

Investor Takeaways

PAT grew 56% YoY to ₹1,547 crores

AUM increased 22% YoY to ₹2,90,502 crores

Net total income rose 23% YoY to ₹4,455 crores

⚠️ No specific risks identified in this filing

Overall Tone: Positive

Key Financial Highlights

Metric	Value	YoY Change
Revenue	₹4,455 Cr	23%
Net Profit	₹1,547 Cr	56%
EBITDA	Not available	Not available
EPS	Not available	Not available
OPM	Not available	Not available

What Changed

Tata Capital Limited reported robust growth in Q1FY27, with consolidated PAT expanding 56% YoY to ₹1,547 crores, driven by strong AUM expansion and improved credit quality. AUM grew 22% YoY to ₹2,90,502 crores, while net total income increased 23% YoY to ₹4,455 crores. The growth was supported by retail and SME segments, which accounted for 85.4% of net AUM. Additionally, credit cost declined to 1.0% annualized, reflecting better asset quality and operational efficiency. The board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.

Peer Comparison

Company	P/E	ROE	ROCE	Market Cap (₹ Cr)
Tata Capital Limited (TATACAP)	Not available	Not available	Not available	₹1,30,720.74 Cr
HDFC Bank Limited (HDFCBANK)	15.5	14.3%	24.4%	₹11,81,607.38 Cr
ICICI Bank Limited (ICICIBANK)	15.47	N/A%	N/A%	₹8,92,242 Cr
State Bank of India (SBIN)	10.44	N/A%	N/A%	₹8,89,093.09 Cr

Tata Capital’s valuation metrics are not directly comparable to peers due to missing P/E, ROE, and ROCE data. However, its [amount not verified]trillion market cap places it below large-cap peers like HDFC Bank and SBI, though larger than ICICI Bank in market cap ranking.

Risks & Concerns

No specific risks identified in this filing

Quarterly Trend

Not available

2 Financial Results 🔴 High Importance Neutral 📄 PDF

Metric	Value
Revenue	₹6,336.96 Cr
Net Profit (PAT)	₹999.44 Cr

📢 Key Event
Board approves Q1 FY2026 results, reappoints Sarita Kamath as CCO, and announces ₹6,250 crores NCD issuance.

🔄 What Changed
Net profit reached ₹999.44 crores; private placement of ₹6,250 crores NCDs completed with no fund utilization deviation.

🔮 What's Next
N/A

💡 Investor Takeaway
The company is strengthening compliance leadership and raising capital to fund strategic growth, including the proposed Yogakshemam Loans acquisition.

Tata Capital Limited reported Q1 FY2026 net profit of ₹999.44 crores with ₹6334.12 crores revenue, up sharply from prior periods, while announcing Sarita Kamath's reappointment as Compliance Officer and a ₹6,250 crores private placement of non-convertible debentures. The filing includes unaudited financials showing strong profit margins and regulatory compliance, alongside plans to acquire Yogakshemam Loans Limited for up to ₹318 crores to expand its gold loan footprint.

3 Financial Results 🔴 High Importance Neutral 📄 PDF

📢 Key Event
Audio recording of earnings call made available

💡 Investor Takeaway
The filing provides no financial results or forward-looking statements.

Tata Capital Limited announced that the audio recording of its earnings conference call for the quarter ended June 30, 2026, held on July 28, 2026, is now available on its investor website. The filing confirms the call was conducted under SEBI regulations and references the company's unaudited standalone and consolidated financial results for the quarter.

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About Tata Capital Limited (TATACAP)

Financial Services · Finance · Listed on NSE

Market Cap: ₹1,30,720.74 Cr

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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