Tata Capital Limited (TATACAP) Q2 FY27 Financial Results: PAT ₹1,547 Cr & Revenue ₹4,455 Cr

Investor Takeaways

• PAT grew 56% YoY to ₹1,547 crores
• AUM increased 22% YoY to ₹2,90,502 crores
• Net total income rose 23% YoY to ₹4,455 crores

⚠️ No specific risks identified in this filing

Overall Tone: Positive

Key Financial Highlights

What Changed

Tata Capital Limited reported robust growth in Q1FY27, with consolidated PAT expanding 56% YoY to ₹1,547 crores, driven by strong AUM expansion and improved credit quality. AUM grew 22% YoY to ₹2,90,502 crores, while net total income increased 23% YoY to ₹4,455 crores. The growth was supported by retail and SME segments, which accounted for 85.4% of net AUM. Additionally, credit cost declined to 1.0% annualized, reflecting better asset quality and operational efficiency. The board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.

Peer Comparison

Tata Capital’s valuation metrics are not directly comparable to peers due to missing P/E, ROE, and ROCE data. However, its [amount not verified]trillion market cap places it below large-cap peers like HDFC Bank and SBI, though larger than ICICI Bank in market cap ranking.

Risks & Concerns

• No specific risks identified in this filing

Quarterly Trend

Not available