Tata Capital Q2 FY27: PAT ₹1,547 Cr & Rev ₹4,455 Cr

Investor Takeaways

PAT grew 56% YoY to ₹1,547 crores

AUM increased 22% YoY to ₹2,90,502 crores

Net total income rose 23% YoY to ₹4,455 crores

⚠️ No specific risks identified in this filing

Overall Tone: Positive

Key Financial Highlights

Metric	Value	YoY Change
Revenue	₹4,455 Cr	23%
Net Profit	₹1,547 Cr	56%
EBITDA	Not available	Not available
EPS	Not available	Not available
OPM	Not available	Not available

What Changed

Tata Capital Limited reported robust growth in Q1FY27, with consolidated PAT expanding 56% YoY to ₹1,547 crores, driven by strong AUM expansion and improved credit quality. AUM grew 22% YoY to ₹2,90,502 crores, while net total income increased 23% YoY to ₹4,455 crores. The growth was supported by retail and SME segments, which accounted for 85.4% of net AUM. Additionally, credit cost declined to 1.0% annualized, reflecting better asset quality and operational efficiency. The board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.

Peer Comparison

Company	P/E	ROE	ROCE	Market Cap (₹ Cr)
Tata Capital Limited (TATACAP)	Not available	Not available	Not available	₹1,30,720.74 Cr
HDFC Bank Limited (HDFCBANK)	15.5	14.3%	24.4%	₹11,81,607.38 Cr
ICICI Bank Limited (ICICIBANK)	15.47	N/A%	N/A%	₹8,92,242 Cr
State Bank of India (SBIN)	10.44	N/A%	N/A%	₹8,89,093.09 Cr

Tata Capital’s valuation metrics are not directly comparable to peers due to missing P/E, ROE, and ROCE data. However, its [amount not verified]trillion market cap places it below large-cap peers like HDFC Bank and SBI, though larger than ICICI Bank in market cap ranking.

Risks & Concerns

No specific risks identified in this filing

Quarterly Trend

Not available

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About Tata Capital Limited (TATACAP)

Financial Services · Finance · Listed on NSE

Market Cap: ₹1,30,720.74 Cr

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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