Suryoday Small Finance Bank Limited (SURYODAY) — Financial Results | 7 May 2026 (2 announcements)

Suryoday Small Finance Bank reported audited FY26 results showing 29.4% YoY growth in gross advances to ₹13,261 Cr and 32.3% YoY deposit growth to ₹13,994 Cr, with retail deposits at 86% of total and CASA ratio at 22.6%. PAT rose 32.2% YoY to ₹152 Cr, while GNPA improved to 6.5% and NNPA to 4.2%. The bank maintained strong capital buffers with CRAR at 20.5%.

Suryoday Small Finance Bank reported strong FY26 growth with gross advances rising 29.4% YoY to ₹13,261 crores and deposits up 32.3% to ₹13,994 crores in Q4, driven by inclusive finance and digital initiatives. The bank improved its net interest margin to 7.9% while maintaining stable credit quality with GNPA at 6.5%. It highlighted strategic focus on micro-banking, digital deposits (now 12% of liabilities), and UPI credit expansion, targeting 30-35% growth in advances and deposits for FY27 with RoA of 1.3-1.4% and GNPA below 3%.