Shriram Finance Limited (SHRIRAMFIN) — FY25 Annual Report | 24 June 2025(2 announcements)

Shriram Finance reported a 32% year-on-year rise in net profit to ₹87.22 crores for FY2024-25, driven by strong loan growth and improved asset quality, while maintaining a stable dividend payout ratio of 30% and planning capex expansion in retail finance and gold loan segments.

Shriram Finance Limited reported a 25.10% YoY rise in total income to Rs. 43,783.52 crores and a 35.75% increase in net profit to Rs. 9,761.00 crores for FY 2024-25, driven by strong loan growth and asset quality improvements. The company achieved a 17.05% YoY AUM growth to Rs. 263,190.27 crores, with GNPA ratio declining to 4.55% and NNPA to 2.64%. Key strategic moves include the Rs. 3,929.03 crore divestment of Shriram Housing Finance, issuance of USD 500 million Social Bonds, and merger of Shriram City Union Finance and Shriram Capital. The Board proposed a final dividend of Rs. 3 per share (face value Rs. 2) and recommended transferring Rs. 1,952.20 crores to statutory reserves. The company strengthened its capital adequacy ratio to 20.66% and advanced green finance initiatives targeting Rs. 5,000 crores AUM in 3-4 years.