Shriram Finance Limited (SHRIRAMFIN) — Financial Results | 25 April 2025(3 announcements)

Shriram Finance reported a 69.9% YoY jump in net profit to ₹9,435.62 crores for FY2025, driven by strong revenue growth and improved margins, while recommending a final dividend of ₹3 per share (150% of face value).

Shriram Finance reported a 15.99% YoY rise in Net Interest Income to Rs. 22,835.09 crores for FY2025, with PAT (excluding one-time gain) growing 15.04% to Rs. 8,271.61 crores and EPS up 14.79% to Rs. 44.00. Total assets surged 17.05% to Rs. 2.63 trillion, while Gross Stage 3 assets fell to 2.01% and Net Stage 3 to 15.28%. A final dividend of Rs. 3 per share (150% of Rs. 2 face value) was recommended, adding to prior interim dividends for a total of Rs. 9.90 per share. The company also recorded a one-time gain of Rs. 1,489.39 crores from selling its stake in SHFL, boosting PAT by 35.75%.

Shriram Finance reported a 15.99% YoY rise in net interest income to ₹22,835.09 crores and a 15.04% YoY increase in PAT to ₹8,271.61 crores for FY2025, driven by strong loan growth and asset quality improvements. The company recommended a final dividend of ₹3 per share (150% of face value), adding to prior dividends for a total of ₹9.90 per share. A one-time gain of ₹1,489.39 crores from the sale of SHFL boosted PAT by 35.75%. Assets under management grew 17.05% YoY to ₹2.63 trillion, with gross Stage 3 assets declining to 2.01%. The unmodified audit opinion confirms financial accuracy, and the company maintains robust liquidity with a coverage ratio of 286.73%.