State Bank of India (SBIN) — Financial Results

1 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

State Bank of India reported record quarterly net profit of ₹21,028 crores in Q3FY26, up 24.49% YoY, driven by 39.54% YoY growth in operating profit to ₹32,862 crores. Net Interest Income rose 9.04% YoY to ₹45,190 crores. Business surpassed ₹103 trillion, with advances at ₹46.84 trillion (15.14% YoY growth) and deposits at ₹57.01 trillion (9.02% YoY growth). Asset quality strengthened: Gross NPA improved to 1.57% (down 50 bps YoY) and Net NPA to 0.39% (down 14 bps YoY).

2 Financial Results 🔴 High Importance ✨ Positive 📄 PDF

State Bank of India reported record Q3FY26 net profit of ₹21,028 crores, up 24.49% YoY, with operating profit surging 39.54% to ₹32,862 crores. Total business reached ₹103 trillion, supported by deposits of ₹57.01 lakh crore and advances growing 15.14% to ₹46.83 lakh crore. Asset quality strengthened with gross NPA at 1.57% and net NPA at 0.39%, while cost-to-income ratio improved 684 basis points to 48.29%. Digital transactions now represent 94% of volume, with 9.65 crore YONO users demonstrating accelerating digital adoption.

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About State Bank of India (SBIN)

Financial Services · Banks · Listed on NSE

Market Cap: ₹8,89,093.09 Cr P/E: 10.4

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Source: Stock Announcements. Analysis by StockFin.ai. For informational purposes only — not investment advice.

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This analysis was programmatically compiled using StockFin AI utilizing official regulatory disclosures from the BSE and NSE. Content is automatically synthesized and audited against public financial filings. StockFin.ai is an educational research platform and is NOT a SEBI-registered investment advisor or research analyst.

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