State Bank of India (SBIN) — Financial Results | 4 November 2025(3 announcements)

State Bank of India reported Q2FY26 net profit of ₹20,160 crores, up 9.97% YoY, with operating profit growing 8.91% YoY to ₹31,904 crores. Total business crossed ₹100 trillion and RAM portfolio exceeded ₹25 trillion. Advances grew 12.73% YoY while deposits increased 9.27% YoY. Retail advances led at 15.09% growth, driven by SME advances at 18.78%. Asset quality improved significantly with gross NPA ratio declining to 1.73% (down 40 bps YoY) and net NPA at 0.42% (down 11 bps YoY).

State Bank of India disclosed an audio recording of its post-earnings investor and analyst meeting held on November 4, 2025, covering financial results for the quarter and half-year ended September 30, 2025. The recording is available on the bank's investor relations website. This is a regulatory disclosure filing under SEBI LODR Regulations 2015, Regulation 30(4).

State Bank of India reported Q2FY26 net profit of ₹20,160 crores, growing 9.97% YoY, with H1FY26 net profit at ₹22,179 crores (up 11.18% YoY). Total business crossed ₹100 trillion. Deposits grew 9.27% to ₹55.9 lakh crore, while advances expanded 12.73% to ₹44.2 lakh crore. Asset quality remained strong with Gross NPA at 1.73% and Net NPA at 0.42%. Capital adequacy improved to 14.62%, and ROE reached 20.21% for H1FY26. Digital adoption accelerated with 9.35 crore YONO users and 98.6% transactions through alternate channels.