State Bank of India (SBIN) — Financial Results | 8 August 2025(3 announcements)

State Bank of India disclosed an audio recording of its post-earnings investor and analyst meeting held on August 8, 2025, regarding Q1 FY2025-26 financial results for the quarter ended June 30, 2025. The recording is available on the bank's investor relations website as required under SEBI listing regulations. No specific financial metrics were disclosed in this regulatory filing.

State Bank of India reported Q1FY26 net profit of ₹19,160 crores, growing 12.48% YoY, driven by 15.49% operating profit growth. Advances expanded 11.61% YoY to ₹42.5 lakh crores, with SME advances surging 19.10%. Asset quality improved significantly: gross NPA ratio declined to 1.83% (down 38 bps YoY), while net NPA improved to 0.47%. However, domestic NIM compressed 33 bps YoY to 3.02%, and net interest income remained flat at -0.13% YoY, reflecting margin pressure.

State Bank of India reported Q1FY26 net profit of ₹19,160 crores, up 12.48% YoY, driven by strong advances growth of 11.61% YoY to ₹42.5 lakh crores and deposit growth of 11.66% YoY to ₹54.73 lakh crores. The bank completed a ₹25,000 crore QIP in July 2025, strengthening capital adequacy to 15.86% CRAR post-issuance. Asset quality remained stable with gross NPA at 1.83% and net NPA at 0.47%. Digital adoption surged with 9.04 crore YONO users and 98.6% of transactions via alternate channels, maintaining market leadership across debit cards, mobile banking, and ATMs.