State Bank of India (SBIN) — Financial Results | 3 May 2025(3 announcements)

State Bank of India reported FY25 net profit of ₹70,901 crores, up 16.08% YoY, driven by a 17.89% YoY rise in operating profit to ₹1,10,579 crores and a 4.43% YoY increase in net interest income to ₹1,66,965 crores. Gross NPA improved to 1.82% and capital adequacy stood at 14.25%. The bank highlighted strong digital adoption with 64% of SB accounts acquired via YONO and a 98.2% share of alternate channels in total transactions.

State Bank of India reported net profit of ₹15,144 crores for Q4FY25, up 69.9% year-on-year, driven by a 32% rise in total income to ₹1,08,115 crores. The bank announced a revised analyst meet time of 5:30 pm on 03.05.2025, with a webcast link provided. No new forward guidance was disclosed.

State Bank of India reported net profit of ₹70,901 crores for FY25, up 16.08% YoY, driven by 12.03% growth in gross advances to ₹4,22,0703 crores and 9.48% deposit growth to ₹53,82,190 crores. Gross NPA ratio improved to 1.82% and net NPA to 0.47%, while CET-1 stood at 14.28%. Operating profit rose 17.89% to ₹1,10,579 crores, though net profit growth moderated from prior periods. The bank maintained strong liability franchise expansion with 63,800 new savings accounts opened daily and 13.9 crore mobile banking users. Capital adequacy remains robust at 22.9%, supporting sustained credit growth outpacing return on equity trends.